teresatims teresatims

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Teresa Tims  Newport Beach 🏡 Having Fun Everyday! 🇺🇸🍀💋 🎶 🍷 Mortgage & Real Estate Broker in SoCal. FB @tims.teresa @timsteresa (Minnie Lou and Ruby’s IG)

PT 1) Buyer Programs -
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Did you know that my company TDR Mortgage and Real Estate group specializes in all types of buyer programs and 1st time buyer programs? If you’ve been thinking about buying a home this year give us a call and let me and my team guide you into the best buyer program out there. - .
I have been originating Buyer home loans in California since 1998 pick up the phone and give me a call at 909-920-3500.
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#realestate #mortgagebroker ##TDRMortgage #BuyAHome #HomeLoan #1TimeBuyer #NewportBeach #RanchoCucamonga #Upland #ie @victorandcarolina @victorandcarolinaremax

Did you know you can buy a home and use your bank statements to income qualify for a #homeloan? -
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Yep, that’s right your bank statement deposits can be used as proof of your income. Bank Statements loans work great on Jumbo Home Loan Purchases... here’s one we just closed! -
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LOAN SCENARIO
Encinitas, CA
5 Bed, 2.5 Bath
7,100 SF Lot
Program: 12 Month Business Bank Statement Loan (Unique in that 12 month bus. Bank statement loan are very very Obscure - TDR specializes in Creative Home Loan Solutions) .
Rate: 7.375% (APR - 7.500)
Down payment: $300k
Price: $1.2 mil
Payment: $7,558 PITI
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We are a Mortgage Broker Company specializing in Bank Statement Loan financing. We will gladly work with your Realtor. Questions? 909-920-3500
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#TDRMortgageRocks #HomeAlone #MortgageBroker #oopsWeDidItAgain #crushingIt #Goals #HomesInOC #HomesInSD #Realestate #Encinitas #NewportBeach

Pic taken at the world famous #thewedge by yours truly!
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TDR Mortgage is here to help whether you’re purchasing your first home or making a move up. We specialize in making the home-buying process easy and taking out any of the guesswork. Check out our 5 Star Yelp Reviews to see what our past friends have to say! 🏡
Buying a home may or may not be in your best interest right now and we are happy to help you evaluate that. 2nd thoughts can be eliminated when you are provided the information and education, call today to get an in person or on the phone consult with Teresa Tims, President of TDR Mortgage.
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#HomeLoan #1stTimeBuyer #MortgageBroker #Real estate #TDRMortgage #Sunset #Goals #bucketlist #newportbeach #ie #upland #weGotYou

Bikini 👙 Season in #newportbeach goes until Thanksgiving right? BC this weekend went way way to fast! I didn’t even get to all of my plans!! .
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#merica #usa #usmc #vahomeloan #VAloans #sup #surf #beachbody #realestate #mortgagebroker #broker #newportbeach @newportbeach #bikini #h&;mbathingsuits

Happy Labor Day...#ldw is like the end of Summer so it’s not my Fav holiday at all...Ima #endlessSummer kind of girl....Love a good #flag #sunset #beach photo!!! .
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#merica #usa #usmc #vahomeloan #VAloans #realestate #mortgagebroker #broker #newportbeach @newportbeach

Cheers to the weekend 🥂🍷🍻. I’ve had a long couple weeks at work long did I say long 😆. Hard work never goes unrewarded or un-noticed so don’t be afraid to kick ass! .
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#Kickingasssince1966 #mortgage #realestate #mortgagebroker #winelover #wineO #pasorobleswine @justinwine #isosceles ❤️

I don’t always get dressed up but when I do it’s in Vegas.. 😎 too lazy to get dressed up and go out tonight but if I did I would do this outfit all over again! So #cheers and Happy #ldw2018 .
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#yogapantsonfridaynight #chillfridaynight #lbd #badbaby #vegasbaby #loanofficer #clubcleavage #mortgagebroker #realestate #ranchocucamonga To #newportbeach .

#goldenhour missing the water, I have been working a lot lately. I’ve got some #businessgoals I’m working toward.... see ya soon #newportbeach and @coral_likethereef77 .
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#onthewater #ocean #bliss #workingonmyself #mortgagebroker #realestate #sup

This girl!!! Hanging with my @mirdunn... “Reunited and it feels so good”, lol. This time we got a lil Bebe’ Kyle... scroll right! Opps lol forgot to make it multiple!! .
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#cutebaby #bathroomselfie #newportbeach #mortgagebroker #realestatebroker #realestate

The #baby is in town Yahhhh. The nephews and Miranda Dunn are visiting... #sundayfunday .
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#realestatebroker #mortgagebroker #newportbeach #poolthirty @jmarple1234 @jmarp53 @mirdunn

Hangin at the the Newport chamber event at #nobu in #newportbeach ran into @oclydia and @ocdoug had to say hiiiii. Funny thing I had a piece of cilantro in my teeth 😂😂😂 and Lydia told me. “ honey before we take this selfie you have to get that thing out of your teeth LOL”... It literally took me five minutes because I could not get it out what a funny moment and a great evening with the Newport Chamber of Commerce and all my new BFFs
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#OC #NewportBeach #TDRMortgage #Real estate #noblemanmagazine #ExcuseMeMissYouHaveSomethingInYourTeeth#noregrats😂 #networking #nobunewportbeach #nobu #sunsetmixer @newportbeach #lidomarinavillage @lidomarinavillage

Big shout out to my team over at @victorandcarolina with @remax_champions. The entire team is top notch they are amazing at negotiating. It is really hard to get an FHA offer accepted in Orange County, not only was it an FHA purchase but the condo had litigation issues and it was a 21day escrow. The team made it so easy to close this in 21days without any issues. This amazing condo has 2 bed 1.5 baths. Sale price 460k Payment only $3,200 a month!!!

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