#Repost @vexking (@get_repost)
One of the things society struggles with is achieving the balance between living for now and planning for tomorrow. Benjamin Franklin once said, 'If you fail to plan, you are planning to fail!' Planning and devoting your energy towards change is vital for your future. But, nothing is ever promised, including tomorrow – we should not compromise too much of today for it.
The wisest amongst are not those who build for the future, but those who enjoy today while working for a better future. Think about it, if the world ended tomorrow, could you say that you lived a good life? You may assess "good life" by money only, but then you enter the issue of evaluating your entire life based on a never-ending materialistic value that’s external to you.
Some people are waiting to hit milestones, such as saving one million pounds, before they start living and recognising their happiness. Let’s say you earn a fixed salary of £95,000 a year and save 10% of your earnings every month (excluding taxes). It will take you 105 years to save a million pounds. Even if you live until the age of 130 years old, are you guaranteed to have the same health at that age to make the most out of the things you want?! Excluding taxes and inflation, even with a salary of £75,000 per year and saving £3,750 a year (5%), with an investment yield of 8% per year, you will make £1,088,686 in 40 years time! Are you willing to wait that long?
Tomorrow will come, and it’ll still be called the present when you acknowledge it, even though it’s the future to your past. Some people spend their whole life waiting for the future in misery because they are unable to notice and appreciate it when it comes in the form of today. At the same time, they crumble with anxieties and fears about the future that they dream of. This is the consequent outcome of not being mindful of the present. It’s the result of living in your head rather than in the present moment and enjoying what’s in front of you.
Plan, save, invest and do all the other things you need to do to secure your future, but don’t make the mistake of making your life all about the future when you only have today.