Most are trying to find out how stretch their food until payday, living check to check DESPITE HAVE A WELL PAYING JOB. Which proves that having money is pointless if you still live like most people. Most people are taking vacations when their job says it's okay, most are taking only a few vacations a year and my favorite commonality of most people is them complaining they hate Monday's. You can't hate an inanimate object. What they hate is their job!
So most of what you hear from most people you probably shouldn't listen to. Find a mentor that's where you want to be or has been where you want to be