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“Time is money” is a much easier way to explain the concept of
Opportunity_cost — because time is money!
It means time is a valuable resource (because our time in this world is
finite), so it’s better to do things as quickly as possible.
Alternatively, spend time and effort on things that get the results we are
looking for.
The phrase is usually credited to Benjamin Franklin, who used it in an essay
(Advice to a Young Tradesman, 1748). The actual phrase was recorded in 1719
in the magazine The Free-Thinker.
However, the idea that time is money has a long history.
The Oxford Dictionary of Proverbs cites two earlier references. Antiphon of
ancient Greece (ca. 430 BC) used “the most costly outlay is time.” Discourse
upon Usury (1572) used “They saye tyme is precious.”
Time is money, so I’ll stop there for this answer.
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