The Aftermath.... Every strong tower gets weak over time having to weather many storms such as natural disaster, divorce and maybe loss of employment.
Building back starts with a structured plan of action and some type of community support. Importantly, restructuring requires follow up and follow through.
Time and lack of regularly planned maintenance shortened the bridge's and victims' life expectancy. Are you regularly maintaining your bridge to the "Wealth of good credit and financial freedom? Get those negative items removed permanently. This is where your follow up and follow through is vital to your financial life expectancy.
I am not only an agent but a client. I had 4 items deleted and my score is up 163 points in 3 month.