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Boys did some recycling over the weekend, thanks Neighbour Bob for the donations #pocketmoney #savingtheplanet #savingsplan

2 lasagna’s and chocolate chip cookies for my gorgeous daughter and her boyfriend. She’s not feeling the best so hopefully this will brighten her day 💕#sickdaytreats #homecooking #savingsplan #budgetmeals #debtfreecommunity

Need home-made smashed avo inspiration? We're here to help. #savingsplan #millenials #housingbubble

kena marah sebab tak submit kes. ok tipulah kalau Zaim xde kes. persoalannya siapa nak mengopi dgn Zaim? jom buka savings plan gunakan credit card. yes, tahukah anda, anda boleh menyimpan duit dgn credit card? Harusss!!! 😍😄😋 #savingsplan #guaranteed #creditcard

September is #CollegeSavingsMonth! In 1927, Maggie L. Walker established the Educational Loan Fund, administered by the Independent Order of St. Luke, as a way of making college more affordable for young people. She used coin banks distributed to area children (see photo) to help promote the program. By the time she passed in 1934, the fund had reached $10,000 which was loaned in increments of up to $500 per person. Though it is not known how many students benefited from this program, scholarships from it were known to have been distributed to students at both @vaunion1865 and @officialvsutrojans (then Virginia State College). How are you planning to pay for college?
#maggielwalker #educationalloanfund #iosl150 #savingsplan

I last emptied my change jars in late June of 2015. 28 months later they were full again. After rolling the coins,. the total came to $925. Now off to the bank.
#iphone7plus #shotwithiphone #savingsplan #feedthepig #sortofaguything

Forget about squat challenges, here is a real challenge for Black folk 🙏

#SavingsPlan

THAT widebody is whats up
They should make this. Count me in.
#ramennoodlelife

MOST RECENT

When I first started this I started it off slow with the average person in mind. There are so many people trying to become debt-free, budget and save. Every little bit counts and every little bit matters.
I just want people to understand the path to wealth starts right where you are. Whether you build with $5 a week or $1,000 a week doesn't matter. The only thing that matters is you start SOMEWHERE💯 In this picture I am showing my team how to get started with just $5 a week and then once they put some of the other income strategies I am teaching them in action we are going to increase our investment strategies.
The Wealth Planters Network is about to be on 🔥 for 2018.

If you can’t have chocolate for breakfast in December then when can you🍬? I’m always scrounging in the office when someone brings in biscuits and cakes🙋🏼‍♀️and I definitely eat my fill when they come around😈. And they come around ALOT in December! Looking forward to putting on all the weight I’ve lost the last few months🐽

2018 is nearly upon us! Make it the year you finally reach your financial goals. Check out the blog for some tips and get in contact with us.
http://bit.ly/2ySB0DN
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#financialplanner #financialplanning #financialadvisor #financialfitness #savingsplan #moneymotivated #money #brisbanebusiness #smallbusiness #brisbanesmallbusiness #businessowner #brisbane #budgeting #financialgoals #unicorngoals #2018

LUSH walk today in the snow☃️❄️🌨. Absolutely freezing though and I’m sure my toes dropped off somewhere in my wellies. It made me realise how much I need some decent thermals and warm gear for Oslo. If I can’t cope today then I definitely won’t be coping there. I saw some cheap thermal leggings, tops and socks in B&M and The Range so I’m putting all of these things on my Christmas list this year and hopefully Santa brings me them! Look at how handsome my little boy is?! Sat there all nice with his coat on posing for his photo shoot in the snow😍. Deef had an absolute blast in the snow, he loved it and was completely covered by the time we got back to the car. He’s crashed out in his bed right now looking defeated🐕. He looks better than I do at the moment. So so tired 💤. Off to bed I go ready for a busy day tomorrow 😭

#whativespent I couldn’t get those nasty acrylics off for the life of me. I think they were stuck with cement and gorilla glue🤔. No matter what I tried they just wouldn’t budge so I gave in and went to the shop to get them off. The lady told me that it was £15 to have them removed (which I really begrudged paying) so I just bit the bullet and had it done. They looked absolutely awful after so the lady said for an extra £5 I could have shellac over the top. I thought, what the hell. It’s Christmas, I have a few social events coming up and, it’s Christmas🤷🏼‍♀️💃🏼🎄. So I got sucked in and had them done so now they look lovely. I always go for a nude but in the Christmas spirit I went for a kinda plum red😊. I haven’t counted how much I have in the treats budget. I’m scared too after yesterday! I estimate I’m about £50 down😩. I’m so glad my Nan and Grandad had a good evening though and it was definitely worth the money. The only problem I face now is that I sent all of my items back from PLT because 1 dress was faulty and the other was the wrong size. Now after my spends yesterday I don’t have enough to go to my Christmas party, let alone buy an outfit for it! I only have one other thing planned for this month which is a Nando’s with my friend so nothing I could cancel that would make up the difference. Bloody hell ay! I’ll have to sort something out! Btw my nails were done before all of this happened😅

Leftovers from last nights family gathering🐽. We had my grandparents 50th wedding anniversary in a lovely country pub not far from my house🍂. It was such a nice evening and lush to see all of our family in one room! Instead of having a sit down meal, I organised a buffet instead which turned out to be the best idea because it was much more sociable. And cheaper for everyone! A standard meal was around £15 and the buffet was £8.95 a head so the frugaler in me, always trying to get more for my money chose the buffet purely on the basis that I could eat as much as I wanted for £8.95🐷. Turns out we had so much food left over that I asked the bar staff to put it in a doggy bag. All pots are full to the brim with chicken curry, beef bourguignon and mushroom stroganoff. We have 2 more of these filled with potato salad and coleslaw🙈. So we will be eating it for breakfast, lunch and dinner for the next 5 weeks😂. We are having some for tea tonight, I’ve bagged some up for lunches tomorrow and the rest we have stuck in the freezer some in small pots for a one person meal and then some bigger pots to defrost for a big family meal👍🏼. Just about to watch the kardashians in a hot bath and then I’m set to chill for the evening in my onesie✌🏼

It was my cousins 13th Birthday yesterday and do you know what that means? Free food😊. I definitely ate my fill of the sausage rolls🐽!

How much does everyone love letters like this👍🏼. What’s more annoying about this is that around this time and for this tax year, I was calling them non stop to get it sorted because I knew my tax code wasn’t right🤷🏼‍♀️. They assured me after speaking to my employer that it was all fine and everything was correct. Apparently not!

#whativespent my lovely lovely @birchboxuk I’m so pleased with this one and I think this is the best packaging yet, getting me all Christmassy🌹🍂. Out of this I love the @nipandfab moisturiser and the @pixibeauty tinted moisturiser. I tried the shampoo too which was so nice and my hair feels squeaky clean. Like actually, it’s actually squeaking! Not actually sure what to do with this brush😂, I won’t lie buttt I’ll try. I’ll try not to end up looking like I’ve done a few rounds in the boxing ring. Make up is not my forte🤙🏼. Funded from my treats budget costing £12.99😇

Masa nak keluar dr ofis client abam kena tahan plak...rupanya nak jd client abam 😁😁...alhamdulillah dpt client br lg pg ni...sggp brader tu tggu abam hbs jumpa client abam wlupun lama...client br abam ni br sj terfikir kepentingan financial planning utk dia tu psl sggp tggu abam selesai ngan client abam sblm tu...best klu ramai org mcm client br abam ni sendiri yg nak rancang & ubah hidup...yg lain tu tggu apa lg? 😋

Pagi ni jumpa client di #telekommalaysia lg review simpanan masing2 & review options utk retirement...hrp ada client br lg...😁...#tmsabah

Are you where you want to be, financially? Or, do you always feel like you’re chasing a pot of gold at the end of a distant rainbow? Chances are, your thoughts and money habits are blocking your access to abundance.
Your negative emotions and limiting belief around success and money is blocking your access to success and money.
Check out the blog for some tips how to change things up
http://bit.ly/2AhDhKZ
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#financialplanner #financialplanning #financialadvisor #financialfitness #savingsplan #moneymotivated #money #brisbanebusiness #smallbusiness #brisbanesmallbusiness #businessowner #brisbane #budgeting #financialhabits #positivethinking #positivemoney #moneythoughts

Meet me tomorrow. Women abd Wealth team is helping 100 Women and their familes be protected and secured. Women lets protect our legacy. #protectyourfamily #womeninpower #womenandwealth #financeyourdreams #livingbenefits #savingsplan #retirement #termlifewithlivingbenefits #freetraining #finanicalservices

*deleted original because i saw a spelling error 🙄
So yesterday I posted about budget and it got me to thinking that I could definitely use some work in that department.... Starting the new year right over all. The best way to get closer to your goals is having a “push team” holding you accountable and keeping you motivated, so who wants to be apart of my push team and join the challenge? :
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Twomomsonecity.com
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#twomomssaving #savingschallengeu

Running into Caine on the way home and he gives me some good news! Treats and Elf🎅🏼🍫! He knows how to put a smile on my face😊. I’ve been feeling like a massive grinch lately but I decorated my first Christmas tree 🎄 yesterday which perked me up and now I’m watching my fave Christmas film - even though it will give me massive holiday blues from NY😭. This year I want to watch all of the Christmas films I haven’t ever watched. I’ve only seen 3, everyone thinks it’s so weird that I’ve never seen home alone😂! But all on my list and I’m going to plan in some cosy days to get me all Christmassy and lovely☺️🎄🎅🏼🤶🏼. Now to cosy up in bed with a hot milk🥛

😏😏😏😏. Jokes. All of this will probably be going back. I ordered 7 outfits and will only wear one of them to my work Christmas Party. But I like to order a few things just so I have a good selection you know? The only thing that gets me is the delivery charge because I know I won’t be getting that back🤦🏼‍♀️😂. Whatever I decide to keep will be coming out of my treats budget. I over budgeted with £40 for a new outfit and my good friend @lucyesmithx let me use her discount which has meant that the most expensive thing in this order has come to £28 so that means I’m under budget for this💃🏼

Frugal question🤨?! I’ve only just been introduced to @airbnb (never used one before) I always was abit scared about using it as I don’t really understand it. Plus the idea of staying in someone’s house whilst they are there scares the hell out of me so no thanks. When I looked into Air bnb before I couldn’t find the option to select ‘entire House’ so just closed the browser down😂. I’m abit of a technophobe and always stick to the stuff I know. I’ve always used booking.com but now someone has shown me how to use this I think it might change my life🙈. Anyway, back to the question. We have some accommodation booked for our trip to Naples which is a lovely hotel but having looked at these Air bnbs I do quite fancy having the whole place to myself. My question is do I cancel my existing accommodation (free to cancel) and book this one https://www.airbnb.co.uk/rooms/6110163?s=51 which is the same price as my booking.com OR do I book this one and save myself some money https://www.airbnb.co.uk/rooms/21086634?s=51 🤷🏼‍♀️. I’ve put the links in my story too! Bare in mind, the more expensive one has a jacuzzi AND a terrace🤔😁. Fellow frugalers help?! EDIT - just realised insta is flawed and links don’t show up! So I’ve put some photos in my story😊

Client baru abam...ahkak junior masa skola dlu...ni pun rasanya lebey 20 thn br pernah jumpa...lepas abam tunjuk skng ahkak junior dah tahu nak plan kewangan dia mcmana...

#TipTuesday
Are you finding yourself blowing your budget on those every day expenses?
Check out the video below for some simple tips - for more info check out the blog: http://bit.ly/2yB71jR
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#financialplanner #financialplanning #financialadvisor #financialfitness #savingsplan #moneymotivated #money #brisbanebusiness #smallbusiness #brisbanesmallbusiness #businessowner #brisbane #budgeting #saving #expenses #moneysavingideas

So today I’m at home. Ill🤒. Not having a very good time of it lately am I?! Still, not one to waste a day so I’m going to try and catch up on some blogs and TV that I’ve missed. In the meantime, my current situation isn’t instagrammable so here’s a throwback to last week when Caine and I went for a lovely walk through Central Park🍂. This picture really just didn’t capture the Autumn colours and the leaves falling from the trees which is such a shame because Autumn is my favourite time of year and Central Park is now on my list of favourite places💚

{CHRISTMAS SAVINGS TRACKER} This Printable Christmas Savings Tracker is great to help you save your $$$ in time for Christmas 2018. It starts off with just a little amount each week as we all know dollars can be a little tight in January and also smaller amounts closer to the end of the year for the same reason.⠀

#printable #savingstracker

Every morning... I’ve never known a dog that likes actually getting in the bed and under the covers🙄AND then be spooned. He does it until he’s panting and literally cannot breathe and then sometimes still doesn’t move, I have to kick him out because I’m worried he might suffocate😂. I think he might be the most spoilt dog. When we eventually get our house, I’m going to give him his own room😁. That’s Caine’s hand in the video trying to push him away, he hates him in the bed but I manage to sneak him in when Caine is asleep😈. Anyway, today I’m going to take this mutt for a walk and then have a pampering evening to myself. Paint my nails, put some tan on, you know the things💁🏼‍♀️. Not spending a penny because being truthfully honest, I don’t have any money. But still that counts as a no spend day right🤷🏼‍♀️? Holding out for payday on the 5th!

When you’re starting off to becoming financially independent, work on saving at least 3-6 months of funds to help pay for your necessities and bills first before investing. Every once in a while everyone will have a “rainy day”. Whether it be job loss, medical issues, unexpected emergencies, etc..
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Good way to start is try to save 20% of your monthly income. Just make sure it’s quickly accessible and not locked up in a account you can’t access quick enough. Once you’ve got enough put away to last you 3-6 months (more is better if you can), you can keep doing what you do and start putting the 20% towards a investment vehicle. More on this in the near future so follow @bossman10xlife ..
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Share this with someone you want to help out and follow us. Strive to become superior to your former self and 10X your life!...
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Training day for these lucky people. Knowledge of money works means you know how to Create it AND Keep it too!
Putting your money in the bank is the WORST thing you can do..
~Yitskhaq Abraham
The Financial ComeBack Network
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#financialadvisor
#financialwellness #financialliteracy #wealthbuilding #savingsplan #fireyourboss #businessstartup #businessmanagement #businessdeal

Good morning 😃☀️ ladies , Invest in your future !! Give yourself the gift of #security. A Retirement plan is never a bad ideal !!! Click the contact button or go to www. Jerriline'shouseinc.org for more information ! #Resources #Investment #Retirement #Referrals #SingleMothers #401k #Nonprofit #future #Investments #Future #savingsplan #Goals #womenempoweringwomen #SmashingGoals #savingsaccount #Growthmindset #Inspire #MoneyManagement #Creditrepair #Lifeinsurance #Property #starttoday #jerrilineshouseInc 🏡

So did a little budgeting today working out what’s going out on payday (the 5th) and this is what it’s coming out like. Unfortunately because of my dental treatment being on our credit cards for the moment (interest free) we have to pay the minimum payments for now until my compensation money comes through to clear it. This was something that I was aware would happen so I’m totally cool with it. The treatment is nearly over now too and I am in the final stages of my compensation claim so it shouldn’t be too long! I also couldn’t be happier with how my treatment has gone, I’m so pleased with the results! Then I saw the perfect Christmas present for someone that was selling fast and on a time limit so I took some money from savings to be able to pay for it, now I have to make sure that goes back!
My phone bill makes me fume🤬, it’s £15 extra from ringing those t****rs at Sky because THEY charged me too much on my bill. I can’t even. I’ll rage.
My mum has also paid everything that she owed to me so my rent has gone up by £50. This means her direct debit to me has gone down by £20 too so now she sends me £40 by direct debit each month. This month instead of putting this into savings I have put this straight into the Christmas pot🎄! Caine has done so much over time this month so we don’t really know what he’s getting paid but I’m sure it will be a lush surprise! This will more than cover the rest of our Christmas budget and both of our upcoming trips. I feel so much more organised🤓🛀🏽📝EDIT - spoken to Caine and reworked out our figures, his pay will more than cover Xmas presents, both trips + spending money AND be able to put some in savings. Feeling pretty darn good right now!

#FinancialFriday Probate is a legal process for settling an estate according to the will of the deceased. There may not be much you can do to avoid going through probate once a loved one has passed away, but it helps to understand the process as you work with an attorney or tax advisor.
Call us to learn more about Probate for Inheritance 203-226-0603

#Inheritance #FinancialPlanning #PrePlanning #Family #FinancialWellness #Retirement #PreRetirement #Savings #SavingsPlan #PlanForTheFuture #EmptyNesters #FinancialWellness #FinancialFreedom #FinancialLiteracy #Investments #KnowledgeIsPower #PlanAhead #SaveMoney #Moms #WestportMoms #FairfieldMoms #MoneyMatters #WestportCT #FairfieldCountyCT

Hari ni jumpa client abam antara yg mula2 lantik abam jd consultantnya...masa jumpa sj client abam ni tegur "mana suit? Napa pki selipar sj jumpa saya?" 😝...hehe rilek bos...hrni public holiday...kalau hr Isnin bole lahhh...so smpt la review portfolio client abam ni td dan abam tlg registerkan utk online login supaya client abam ni senang nak monitor simpanan beliau sendiri...

ALL DAY LONG EXCEPT AFTER 9PM IT’S SAUVIGNON BLANC TILL DAWN 🥂

via @lifestandingstill


Grab a cup of that pick me up. #rising #bitcoin #therealdeal #moon #money #finance #winnerscircle #winning #score #retirement #mybankaccount #savingsplan #thefuture #earn #realgains #theauccessisreal

Check out this 12 week savings plan. Follow along and you've got $1,000 in your travel account before you know it!! Where is your dream destination? 🌎 ✈️

When can I start using the DuPage Dental Plan? Your membership is effective IMMEDIATELY upon sign up! Just contact us at 630-974-0101 to learn more, schedule an appointment and get started saving money! #pedocenters #dentist #dental #savingsplan #dentalsavingsplan #savemoney

THAT widebody is whats up
They should make this. Count me in.
#ramennoodlelife

#ThursdayThoughts Inheriting a lot of money can be scary, and even if you have a lot of investing experience, there are plenty of tax and legal pitfalls that can trip you up.

Call us to learn what steps you should take and what things you should consider: 203-226-0603

#Inheritance #FinancialPlanning #PrePlanning #Family #FinancialWellness #Retirement #PreRetirement #Savings #SavingsPlan #PlanForTheFuture #EmptyNesters #FinancialWellness #FinancialFreedom #FinancialLiteracy #Investments #KnowledgeIsPower #PlanAhead #SaveMoney #Moms #WestportMoms #FairfieldMoms #MoneyMatters #WestportCT #FairfieldCountyCT

I’m back😭. It’s so sad. I already have a to do list as long as both my arms in work, horrendous. But it’s time to get back to reality, back to work, back to drinking water, drinking matcha, being moderately healthy (laaawd knows I need it now, absolutely gorged myself in NY to the point that some mornings I was still full up from the night before🤦🏼‍♀️, Cheesecake Factory will do that to ya), back to my time zone and back to budgeting. Fully back to budgeting! Now New York has been and gone (soz for the pic spam on NY too💁🏼‍♀️), it’s now time for the Christmas budget🎅🏼🤶🏼🎄. With Caines overtime this month we are hoping to kill the Christmas presents, Oslo AND Naples hotel AND spending money (Naples not until March but I’d rather budget it in if I can so that from January we can be solidly saving again knowing it’s all taken care of). NY was way more expensive to eat than we thought and we ended up having to take some money out of savings to cover it which is so annoying but I’m not upset because I had the best time and that is something that money can’t buy. I always think in a few years I won’t think of that small amount I used, I’ll think of what an amazing time we had and the memories we have. Of course we are saving, but we save so intensely that when we get the chance to make memories and live life we grasp it! Will post a savings update on payday! So yeah, back into full blown budgeting mode✌🏼. New additions to my desk arrangement of my mug and the Kylie sticker from my NY purchases👄. Anddddd New York blog coming soon...

"Life insurance is like a parachute used in skydiving. It is a must-have, never an option. Protect your loved ones now. Be the #ManfromthePRU now."
(c) photo not mine
#lifeinsurance #insurance #insuravest #PruLifeUK #PRUonIG #investment #savingsplan #saving #protection #justlove #givelove #philippines #pru #prutected #prutectinglives #prutectingfamilies #prutectingfilipinos #filipino #prudentialplc #eastspringinvestments

The 52-Week Saving Challenge

If you ever want to try this technique, all you need are jars to place the money or whatever container or method you wish to use and some dedication and discipline.

The amount of money you want to put in every week depends on you. Just set a savings plan and stick to it.

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