The biggest regret that I hear from people in their 50's & 60's is "I wish I have worked on building my future while I was in my 20's or 30's". As a financial professional I've learned this from people:
The overwhelming majority of people in their 20's are not serious - just curious about money. Of course there are exceptions.
Half of 30 year old's are serious about their finances and the other half are on cloud nine with no real plan.
The ones in their 40's are definitely more serious. They understand NOW is the time to ACT. However, they've already lost some pivotal years of savings, growth, asset protection, etc.
The ones in their 50's and 60's are as serious as a heart attack. Sadly they also realize a couple of things. Time is not on their side. They have to shrink their dreams...postpone retirement or figure out more ways how to make more money.
If you have $100 in your wallet, you don't value the first $5, because you know you have more of it. However, if you're down to you last $5, how do you really feel? Time is money, when we run out of money we tend to value it more - don't make the same mistake with time. #PlanToday #financialplanning #tomorrowsheroes #money #phpagency #retirementgoals #lifeinsuranceawarenessmonth #TheTalkonWallStreet