This is one of the few times I’ve actually agreed with Rich Dad. Do you know what your “financial planner” charged you for your investments? Hint: it is NOT based on how much he/she earns for you (i.e. your portfolios performance doesn’t matter) - it is based on your portfolios value.
If you have $10k and it earns a 0% return this year, your portfolio is now worth ~$9,800 (depending on the commission rate) because the advisor always gets paid, usually 1-3%. Ask your person.
There is a better way to invest where YOU control your investment. It’s called “real estate” and it’s easier to participate in that you might think! Ask me how!