#nomorecreditcards

MOST RECENT

It’s pay day!...but sadly the budget is tight this pay period and there will be no extra snowball payment. Next paycheck should be much better. In the meantime, keep crushing debt #debtfreecommunity #babystep2 #debtfreejourney #debtsnowball #nomorecreditcards #singledebtfreecommunity #singledebtfreejourney

I am beside myself with excitement but it also seems very surreal! After a bonus for my husband today, working 2 jobs and tightening our belt, we have: 1. Paid off $17K since July 1, 2018. 2. We are now credit card free (I haven’t been since I was 18!) and 3. the only personal debt we now have is our mortgage. 🏠 Never in my wildest dreams did I think we could do this! @daveramsey you have changed our lives!!! So grateful I found you! #debtfreecommunity #debtfreejourney #debtfree #nomorecreditcards #newwayoflife #daveramseybabysteps #daveramsey

If you would have told me 4 years ago I’d be married, have a 1 year old, no longer working as a nurse and helping people the way I do I would have straight up LAUGHED at you. Like this kind of laugh ⬆️ the kind that comes from somewhere deep in your belly that if you’re lucky enough to catch me doing also includes spewing a drink across the table and snorting loudly..🙊
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But y’all, THAT was me. I’m a planner. I had a plan for the way my life looked.. I went to college, got my dream job, married my dream man, and had all my ducks in a row. At the time, I had an opportunity to do something big: help people and earn significant income. But honestly didn’t see a need for a plan B. I didn’t need any extra time. I had the great job with a great income. I was happy. I didn’t need it..until I needed it so bad it hurt. I needed the time to be home with my daughter when I found out she was coming. I needed the money to contribute to our family & help us pay down our debt. I needed to have a way to continue to make an impact.
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I don’t even think I fully understand the power of the opportunity I have my hands on. The lives I’m changing literally with part time hours. Helping people break through plateaus, see food differently, cut the diets, eat healthier, be healthier. I’ve also helped people earn significant income. One friend earns enough monthly to pay for her own products & a manicure. Another one just earned a $100 bonus to put towards paying off medical debt. Another has earned an extra $600 in the last 2 months and is putting towards her a dream vacation. Another one earned an extra $1900 in 3 months time & put it towards paying down debt and moving into a new home. Real people. Real results. Real money. Real lives changing, RIGHT NOW.
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The average American gains an extra 12 pounds during the holidays and an extra $6,000 worth of debt to pay their way through the holidays.. There are so many lives to be changed and families to be helped. Why couldn’t it be YOU? Why couldn’t you pay cash for Christmas & get healthy in the process? We all start somewhere, but with the right support, a plan, and the right vehicle YOU can make your own dreams come true.

Um, Yeah...who wouldn’t want to use cash this Christmas instead of a credit card this year? Or, how about helping to pay for your travel expenses to visit your family during the holidays? THIS IS OPEN TO EVERYONE LIVING IN THE USA and CANADA!!! Let’s lock arms.
#fit2dogood #USA #CANADA #incentive #cashincentive #holidays #nomorecreditcards #entrepreneur #fitfam #fitness #businessopportunity #canadafitness #motivation #goals #driven #success

"Quiks is a secure easy way for my clients to pay and saves me from having to pay higher credit card fees." - Sara Stallkamp (Hairstylist at @indie_salon)
Thank you Sara, we're so glad Quiks has helped both you and your clients Sara! The Quiks mobile payment app is available to download on both the Apple Store and the Google Play store now.
*Currently, payment is only available in the US market.
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#YouCanDoMore #hairsalon #hairstylist #hairstylistlife #hairstylistlife✂️ #hairstylistproblems #hairstylistsofinstagram #hairdresser #hairdresserproblems #hairdresserlife #hairdresserlife✂️ #hairdresserofinstagram #hairstylistofinstagram #hairdresserofinsta #hairstylistofinsta #makingyourlifeeasier #simplesolutions #soconvenient #mobilepay #mobilepayments #mobilepayment #nomorecreditcards #gocashless #waystosave #smallbusinesstips #techsolutions #smallbiz #smallbusinessowner #goodforbusiness #happyclients

Haven't been on here much lately because, to be honest, I'm tired. Tired of this slow movement and tired of feeling like I'm not doing as well as everyone else.
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But, you know what? That's the sorry attitude that got me here and I need to flip it to get myself out.
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I am still tinkering with my monthly budget, each paycheck I seem to have to change things up and that's ok. Since starting this journey I have brought down my spending a LOT and have more control over where my money goes.
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I've even started making little payments whenever I feel the need to spend. For example, the other day I saw a sweater I wanted for $36. I stopped myself from getting it and quickly made a $36 payment to my credit card.
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I won't be debt free tomorrow but with consistency I will be in the not too distant future.
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We Got This!
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#debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #babystep2 #healthyonabudget #debtisdumb #budgeting #daveramsey #nomorecreditcards

Finally did it. Cut up the card. Here's to no more credit card debt! 💳 #debtfreejourney #debtfree #nomorecreditcards

Quiks: "A great app for the ease of collecting payment and a significant savings over the use of credit cards. It eliminates the use of personal checks. A win-win for this patient and practice." - Stephen M. Huppert DDS
CEO, A Dental Corporation

Thank you for your review, we are happy to hear of your success! The Quiks mobile payment app is available to download on both the Apple Store and the Google Play store now. *Currently, payment is only available in the US market.
#YouCanDoMore #dentist #dentists #dentistry #dentistlife #dentistrylife #dentistoffice #dentistvisit #cosmeticdentistry #dental #dentalclinic #dentaloffice #dentalphotography #dentalcheckup #dentalgram #dentalteam #DentalPractice #Dentalfamily #dentalassociation #dentalprofessionals #periodontist #orthodontist #makingyourlifeeasier #simplesolutions #soconvenient #mobilepay #mobilepayments #mobilepayment #nomorecreditcards #waystosave

Sitting here reflecting tonight. I've made a lot of bad decisions while we've been abroad in Abu Dhabi [mostly financial decisions...] I've been pretty careless and have had the mentality of "oh it will all sort itself somehow..."


Now that I have 2 babies to care for and model for I have to switch over my financial habits to more positive ones. The first goal is to meal plan and not eat out for an entire month. Including delivery!


I need to know what your tricks are to strategically saving and budgeting. What do you feel saves you the most money??


Oh, and I need to stop buying coffee and brew a pot at home. 21 days left of September! I am telling you this so you can all hold me accountable. ❤️ •

#financialcrisis #financialgoals #nomorestarbucks #nocoffee #mealplanning #moneytips

I’ve been using the pen and paper method but I really would like to convert over to a spreadsheet. I’m not great with Excel. Does anyone have a spreadsheet that they like or can recommend? 🙏🏻 #debtfreecommunity #debtfreejourney #debtfree #debtsnowball #nomorecreditcards #babystep2 #frugalliving #daveramsey

Quiks makes your life so convenient! Since all transactions are direct deposit, there's no credit card or checkbook or bulky point of sale equipment necessary, all you have to do is download & securely connect your bank account! The Quiks mobile payment app is available on either the Apple Store or the Google Play store now. http://quiks.com #YouCanDoMore *Currently, payment is only available in the US market.
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#instabanking #instafinance #savingmoney #moneysaving #moneyhacks #moneytips #moneysaver #timesaver #startsaving #startsavingnow #mobilepay #mobilepayment #mobilepayments #everypennycounts #moneymatters #easybutton #makelifeeasy #makelifeeasier #makeyourlifeeasier #makinglifeeasy #makinglifeeasier #soconvenient #simplesolutions #keepitsimple #directdeposit #mobilebanking #nocashnoproblem #gocashless #nomorecreditcards

Today was pay day! Made a payment to the care credit snowball. Fully replenished BS1 as well 🤞🏼 🎉 #nomorecreditcards #nomoredebt #debtsnowball #babystep2 #frugalliving #debtfreecommunity #debtfreejourney #singledebtfreejourney

As much as I LOVE decorating and the holidays, I’m challenging myself to not spend on decorations this year. I have so many and would rather contribute to my #debtsnowball 🤷🏻‍♀️ #nomorecreditcards #nomoredebt #babystep2 #frugalliving #debtfreecommunity #debtfreejourney #singledebtfreejourney

M U R P H Y 🙁🤒 my little guy hasn’t been feeling great. He was a little warm and shivering. I decided to take him to the emergency vet (because this stuff always happens on weekends/holidays). Turns out he injured his neck and needed pain medication, muscle relaxant, and an anti inflammatory. Had to pull $200 out of my not fully funded EF, but he’s worth It. Hopefully he starts feeling better soon #babystep2 #nomoredebt #nomorecreditcards #murphy #murphyslaw #daveramsey

Supernatural Debt Cancellation:

Nevertheless, lest we offend them, go to the sea, cast in a hook, and take the fish that comes up first. And when you have opened its mouth, you will find a piece of money, take that and give it to them for Me and you, Matthew 17:27 "God will provide resources to you supernaturally (no bait), when you are where you suppose to be and doing what you are called to do. You will go broke trying to do and be something that you are not. Following after the wrong crowd of people, throwing your money away trying to be a "big shot" spender, will leave you on the side of the road. Instead, look for ways to create wealth and carve your way out of debt". Lobo Empowers #debtcancellation #nojoneses #debtfree #nopaychecktopaycheck
I don’t want to be broke another day in my life
#payingitoff
I don’t want #nomorecreditcards #studentloans #paymytithes

Edit: this is supposed to say August but I'm tired and NO ONE called me out on it! 🤣
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Final number is in!! Considering I went pretty off budget mid-month, I am happy with this number. .
I had to set up a few sinking funds this month for upcoming expenses so that lowered my number a bit. Still a win...
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Also a win... cash-flowing my boyfriends birthday! I saved up for a few paychecks to be able to get him a new watch (heck no, I didnt pay full price 😜) and take him out to dinner. .
All totally worth it and even paid off my capital one card!
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Ebay sales were quite slow the last 2 months so I am hoping things will pick back up in september and October. My dream is to be able to hit the $2000 paid in one month mark!
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I hope everyone was able to inch closer to their goals this month, whether Murphy visited or not. We can do this. No stopping this train now! My last and final credit card, I am coming for you! 💪
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#debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #babystep2 #healthyonabudget #debtisdumb #budgeting #daveramsey #nomorecreditcards #nerd

Capital One card is PAID OFF 🙌🏻 It superseded its need due to the Emergency Fund & cash reserves so it had to go! Next payoff is scheduled for 9/14 and that’ll be FFB. As Uncle Dave says, “What’s in your wallet? MONEY!!!” #capitalonesucks #cashisking💰 #nomorecreditcards

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