4 out of 5 Americans have less than a year’s income saved for retirement, which means 4 out of 5 Americans are looking to work during their 60's, 70's and 80's. Millennials already have about a 50% chance of living to be 88 years old, with life expectancy increasing every year. How do you want to spend your retirement? What kind of legacy do you want to leave behind? Planning for your future should be a top priority for you and your family.