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10 Money Goals for the New Year
Use the energy of the New Year to fuel your journey to a bright financial future.
Exercising, eating healthy, traveling, and ridding ourselves of bad habits are all common New Year’s resolutions. What’s missing? That’s right, finances. Year after year, we hope to do better with our money. This is great, as it should be among our top priorities.

But where do you start? To help, here are 10 key suggestions to serve as your guide. Use the energy of the New Year to fuel your journey to a bright financial future. Let’s make 2018 the year we take action.

10 Money Goals to Build Your Future

1. Have 6-12 months of emergency savings. Give yourself something to fall back on for unforeseen situations like medical emergencies, car repairs, or changes in work hours or employment.

2. Create a budget and stick to it. Know where your money is going. Track your spending for a month and use the results as a guide. Eliminate unnecessary expenditures, set a savings goal, and follow through.

3. Build good credit. Establishing credit is important for everyone. Good credit will help you get approved and help you save by securing better rates.

4. Contribute to your retirement plan. The earlier you save, the more time your money has to earn compound interest and the less obligated you are to save in the future.

5. Have insurance. Life insurance assures us our family members will not bear the cost of our passing. In addition, it can help secure your family’s future. Check out TruStage for discounted rates for credit union members.

6. Pay off debt. Save on interest by making a plan to pay off high interest debt. When you rid yourself of a payment, redirect funds to other debt if applicable or to your savings or retirement account, where it earns dividends.

7. Take advantage of employer match programs. Some employers will partially match contributions to health savings accounts and retirement accounts (like 401ks). This is free money for two very important causes.

8. Live within your means. Spend less than you make. Taking on additional debt to finance your lifestyle is not wise. Sounds simple enough, right?

9. Be a smart shopper. Shop around; the

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make smart decisions today, and even smarter ones tomorrow.
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make smart decisions today, and even smarter ones tomorrow.
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make smart decisions today, and even smarter ones tomorrow.
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make smart decisions today, and even smarter ones tomorrow.
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#money #believe #knowledge #businesslife #businesstips #company #moneytime #moneymotives #makeitrain #businesslife #moneyhound #moneymakeyou #moneytimetaxservice #MoneyClub #MONEYRELATED #moneyworksforme #moneytalkent #business #moneyaddicted #moneymob #moneymuscles #moneymitch #momoney #bank #moneymakermondays #moneyspells #moneygrowsontrees #moneyfriends #moneyforpictures #moneysinthebag

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make smart decisions today, and even smarter ones tomorrow.
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#money #believe #knowledge #businesslife #businesstips #company #moneytime #moneymotives #makeitrain #businesslife #moneyhound #moneymakeyou #moneytimetaxservice #MoneyClub #MONEYRELATED #moneyworksforme #moneytalkent #business #moneyaddicted #moneymob #moneymuscles #moneymitch #momoney #bank #moneymakermondays #moneyspells #moneygrowsontrees #moneyfriends #moneyforpictures #moneysinthebag

Ella steals wallets off of dressers at night. A girl after my own heart. #aussiedoodle #moneyhound

Moneybound 💰💰💵💵👿👿#FreshPapi #Moneyhound

In 2003 I was asked to appear at a regional summit to discus some of the ideas I was going to start working on once I graduated, and while I was paying for a magazine (business insider) I accidentally showed off the more than $2100 in my wallet. The cashier was a total fox and she saw and ever since that day the rest is history .) So, the more cash you keep on hand, the more appealing you are to her (and those like her. ) #respectwomen #datingadvice #allwomenareworthcelebrating #moneygirl #cashforall #dignity #weareyoung #heartachetoheartache #friends #moneyhound #mansman #heartmatters #date #dateaboy #dataman #datman #financialfreedom #finances #advice #foxyladies #cartoonswithpurpose #workhard #gossip #dunkindonuts #2003 #hugelove #gladimetyou #cashmoneyqueens

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