#llnoe

MOST RECENT

I'm tired of this question and its implicit judgement. It's always said with a pointed tone like we are expected to have moved somewhere bigger or nicer by now. I have a feeling they wonder what's "wrong" with our finances. Our home does not conform to the societal standards of a "nice house." And this really touches a sore spot for me. I'm longing for a fixed up exterior and a modernized kitchen, trust me. I feel so much shame over the bare walls and sagging old furniture. I know we're making the right choice by waiting, saving, and cash flowing renovations, but I really struggle with being content in our choices. But right now- we're living like no one else, so later we CAN live like no one else.
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#debtfreecommunity #homerenovation #homeremodel #homedecor #contentment #babystep3 #daveramseybabysteps #cashflow #savingmoney #budgetlife #budgetlife #debtfreelife #debtfreejourney #debtfreeliving #llnoe #livelikenooneelse #debtsnowball #saving #budget #dedication

I just posted a preview of my 1500 follower giveaway in my stories (& saved it in my highlights). This budget sticker book is one of the items and it’s so awesome. This is just the first page but there are 682 stickers in this book!
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There’s also an Erin Condren journal that we use as a budget planner, some snacks, a fitness planner, inkjoys, and an @erincondren sticker book and coloring book. I should have the giveaway up and running tomorrow!
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Side note: is it just me, or did Dave Ramsey say some of those unquoted quotes 🤔?

We made another payment on the mortgage. Now, we’ve paid off about 41% of our $130,000 loan. I’m so excited to reach over 50% which we hope to pay by this fall. 😍 I’ll be posting a full recap of this month next Wednesday on the blog.

After four amazing days off, it’s back to work I go. As my poppa use to say, another day, another dollar 💰Happy Monday on this side of the world !! 💟
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#mondaymotivation #anotherdayanotherdollar #llnoe #debt #debtfree #debtfreedom #debtfree2019 #debtfreeliving #debtfreecommunity #debtfreejourney #debtsnowball #daveramsey #cashisking

Murphy does not know how to stay away! On the same week we brought our new Dave car home, the AC on my husband’s car went out completely. Dropped the car off at the mechanic shop on Thursday & they quoted us $600 to replace the compressor. After several calls from the mechanic, we ended up paying $875.00 because of a few additional things that had to be replaced. I’m very grateful that we are in a place where these types of expenses do not put us into more debt or stress us out. They are still annoying & I hate spending $, but I’m glad that we have sinking funds for these expenses, an emergency fund and no debt so that we can either cash flow large expenses or use our BS3. Dave Ramsey’s plan works! No matter how long it takes, stick to those baby steps and you will reach the financial peace you desire.
#debtfreecommunity #daveramsey #budget #fpu #llnoe #daveramseycar #davecar #debtfree

Sold ~$180 worth of shoes for $13. Brb while I sit alone in the corner eating an entire humble pie.
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#DaveRamsey explains that a car loses 70% of its value in the first four years of buying it, and it depreciates the most as soon as you drive it out of the dealership’s lot. So, what about clothing/shoes? I can’t imagine what the percentages for something like that is; they probably lose value so much faster. Selling my shoes for so little was a huge lesson for me. Granted, I bought those three pairs of shoes when I was younger and reckless with my money, but it’s still a lesson learned TODAY on being PATIENT and LESS IMPULSIVE. It has shown me how important it is to stop and think through the potential purchase. Will this item really be worth to me later what I think it’s worth now? Looking at my $13, no. It isn’t worth it. What is worth it? Saving the money.

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