#Borrowing can mean to receive something from someone temporarily, expecting to return it at a particular time.
Borrowing can be #Financial or #material, I'll speak on both but focus more on financial.
Why do you borrow money?
#Money can be borrowed from #Family, #Friends, #Acquaintances, #Colleagues but it still means one thing, you're a borrower.
For someone not to borrow, it requires #discipline and that means you have to talk to yourself.
What exactly are you borrowing money for?
#Food? #Phones? #Asoebi
#Transportation to work?
#Makeup? What exactly is it that can't wait until you get your monthly pay?
What do you think people that lend you money will think about you?
I will not stay here and say I have never borrowed money but I know what I went through and how it made me feel.
When you get your #salary, write down all your basic needs.
Take out your
*#Tithe and #offering for the month
*Feeding and transportation
*Savings (Even if you earn N20000)
If you have challenge with saving money, it's either you - Join a contribution (Adasi) - Get a trusted person(to avoid stories that touch the heart) to help you by giving the person a particular amount and instruct the person not to give you till the stipulated time. - Get the piggy bank app ( @piggybankng ) or - Get the local piggy bank.
But when you borrow money, whether you like it or not, it kind of now becomes a habit and that's very bad and people begin to have an impression about you.
Learn to #LiveWithinYourMeans, don't buy things that you know you can't afford, don't try to get excessively expensive things because your friend or a particular celebrity has it. It's not a bad thing to admire something and even wish for it, but if you can't afford it, let it go.
You alone know what you're going through, you alone know what you earn so please don't go out of your way to make any one happy!
If you can't afford to give anyone money, don't!
Whatever will make you go broke before the next income arrives, try to avoid it.
I'm not saying be an Akagum (Stingy person).
#Mosiwomeka #Facts #DoNotBorrow #LearnToSave #DoNotBeALiability