At a hearing markup on Wednesday, Rep. #JohnShimkus (R-IL) suggested that one reason #Republicans object to #Obamacare is that men have to pay for plans that cover #maternity services, such as prenatal care.
The heated exchange happened during a lengthy markup session for the GOP’s Obamacare replacement bill in the House Energy and Commerce Committee. Shimkus was responding to a question from Rep. Michael Doyle (D-PA), who asked a different colleague which mandates in Obamacare he took issue with. “What mandate in the Obamacare bill does he take issue with?” Doyle asked. “Certainly not with pre-existing conditions, or caps on benefits or letting your child stay on the policy until 26, so I’m curious what is it we’re mandating?” “What about men having to purchase #prenatalcare ?” Shimkus butted in. “Is that not correct? And should they?” Doyle appeared flabbergasted by Shimkus’ response. “There’s no such thing as a la carte insurance, John,” he replied.
One of the big changes Obamacare brought to #American insurance was setting a minimum level of coverage, preventing insurance companies from offering skimpy plans that would leave people responsible for large costs when they needed insurance the most. Preventative care, #birthcontrol, and maternal health services are among the essential benefits laid out in Obamacare — which does mean that men have to purchase plans that include maternal care.
That’s part and parcel, however, of how insurance works. You buy insurance to protect against events you don’t expect to occur as well as ones you do — and the system depends on the income from people who don’t need to call on it to pay for the people who do. Take car insurance for example: If everyone who bought #carinsurance had an expensive accident, the system would collapse. Nor do you buy car insurance only if you expect to get in a wreck.
Mandating that everyone pay for maternal care helps bring the costs down for the women who need it — who, typically, got #pregnant with at least a little help from a man. And both men and women benefit from health insurance pooling risks.
#trumpcare #healthcare #ACA