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Truly try to get your bills paid, as it will affect your credit if you don't
With that being said, should you be unable to pay and it goes to collections, absolutely NEVER pay a collection agency, you may as well put your money into a fire pit and burn it, since it will not benefit you whatsoever and will actually prolong bad credit scores
Don't take my word for it, YouTube it, there are many people which expose this and help people to deal with their credit and how to handle it
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