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#gazelleintense

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I've been keeping quiet about this because I didn't want to jinx it, but we found another home and are hopefully going into contract very soon. Today, I have to drop off a check for $84,000 with our lawyer to hold in escrow. We like this house the best out of the other 2 that we've tried to buy. Inspection revealed one large repair that will need to be done in the next 2 years at a moderate cost of $5-6k. But we still have a ways to go. We're simultaneously out of this world excited and terrified. Please keep your titties crossed for us.

I didn't have to buy a new laptop. One of my employers did it for me. She asked me, "how much would you like? $5-6k?" I laughed and said $3k would probably work. I came in just under budget. It looks like I'm away from home for work all next week so I'm happy I won't need to carry around a 27inch desktop anymore 🤣😂 she thought I was absolutely ridiculous carrying a desktop and wrote my purchase off as a business expense. #beweird #savemoney

I always want the bad news first.

Saturday our 2 year old was romping around while Will was cleaning out his truck and I was doing some car seat work and it began making a clicking noise that stopped when the brake was applied. The battery died, couldn't be jumped, nor could the truck be started when a new battery was put in (but the old battery didn't work on my car even though it's the same). So we have some homework to do concerning that issue but the upside is that he can simply take my car, and if I need my car he can take his car that's been sitting in the garage. .
Thanks to Thanksgiving, Will works today, maybe a little Tuesday, a little Wednesday and that's it! Tomorrow is "in their boots day" formally known as Jane Wayne Day so we'll be partaking in that.
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Here's my fave: Will finished his fourth of six graduate seminars yesterday! The light at the end of the tunnel seems so near now. 😄

Although things didn't go as planned(see my post earlier), we still did pretty well with the garage sale. I didn't get to sell a lot of my items, some of them were in the truck that my husband totaled and it was a lot to handle by myself. I couldn't unload everything before the earlybirds! 😬😬 Still we made about $400 after everything! I'm pretty pleased with how the day turned out after such a scary morning! #debtfreecommunity #gazelleintense #garagesale #daveramsey #babystep2 #cashisking

To PAY off debt you have to work at it every day. You can't just wake up one day and be debt free. It takes work! Make a budget and stick to it, sell stuff, say no to yourself and to others, and be organize with your finances. Also, I haven't changed the cover of our budget binder because it reminds me of how little our daughter was when we started our journey. We also were so naive that we thought we would be debt free in less than three years. A lot of things happened. Rick got laid off for six months, we paid cash for some vacations, we decided to keep one car and our debt snowball balance went up, etc. All those things slowed our debt free journey. A lot of things will happen along the way. 🐢
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#budgetbinder#daveramseywouldbeproud#dontgiveup#goals#debtfree#daveramsey#debtfreecommunity#keepgrinding#thetotalmoneymakeover#budgetlife#gazelleintense#debtfreejourney#debtsnowball#babystep2#everydollar#financialpeaceuniversity#studentloandebt#budgeting#fpu#savings#personalfinance

"Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler." - Proverbs 6:5 NIV
#debtfree #gazelleintense #moneysmart

We can do anything together! It use to be “you and I against the world” and we overcame that; now let’s make it “you and I against this freaking debt” 😅 @j_samuel90 ❤️ #debtfreejourney #daveramsey #gazelleintense

Funded my niece’s 529 with $2k last week and made $5.31! Not too shabby👌🏼👌🏻
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I shuffled some funds around this past week and spent a little more than I should have on gifts for my little sister and dad 🤦🏻‍♀️ Big was generous enough to split the expenses with me 😍🙋🏻‍♂️💕 #mancrusheveryday #bae
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How’s YOUR November going?
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#lilbigtravels #niece #florida #reunion #family #familyphotography #familytime #firstbirthday #birthdaygift #birthdaygirl #debtfree #debtfreecommunity #debtfreeaf #frugal #frugalliving #budgettravel #budget #savemoney #savings #personalfinance #gazelleintense #livelikenooneelse #beweird #ficommunity #financialfreedom #millionairemindset #investing #financialeducation

MOST RECENT

Just remember... ❤️

My first #murphy visit since starting this journey today. My car tyre had a puncture that wasn't repairable. Felt so good being able to replace it with cash instead of chucking it on the credit card like I would have before! #debtfreecommunity #debtfree #debtfreeby30 #debtfreejourney #daveramsey #totalmoneymakeover #emergencyfund #babystep2 #gazelleintense

Swipe to see my credit score after paying off my AMEX. I’m not doing this for a high credit score but I️ can’t remember ever being in the 700s. Nice to see that paying off my AMEX made this impact. It’s my only credit card and I don’t plan to close it just yet. We’ll see.
Do you plan to close all your credit card accounts? Are you concerned about your credit rating?
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#iwillbedebtfree #itallbelongstoHim
#babystep2 #gazelleintense #debtfreelife
#debtfreejourney #frugalliving
#debtfreecommunity #financialpeaceuniversity #FPU
#debtsnowball #debtfree #livelikenooneelse #daveramseylife #daveramsey #studentloandebt #debtisdumb #livingonabudget

I want to be honest with you guys, transparency has always been a major part of who I am. I know there are some hardcore Dave Ramsey fans out there that would probably be horrified that I am deviating from the baby steps. Two months ago I got serious about saving. I began to save every bit of income I made on my own and had a huge goal of saving $4,444 by the end of the year! My work money is usually my fun money but I am doing without all the unnecessary, frivolous things I used to blow my paycheck and tips on! My savings goal was so important to me that I decided to continue with my goal of saving $4,444 by the end of the year while also paying off debt. Once I reach it we are going to just focus on debt but for now this is something I'm very proud of! I have never been a saver and never had this much in my savings in my life. 😬 Also, check out how much we've paid towards debt in the past two weeks! That isn't including interest, just what went towards the principal. Thanks for all the support, you guys are seriously so amazing!! #debtfreecommunity #gazelleintense #savingmoney #payingoffdebt #daveramsey

Well I’m not super proud to share the unsuccessful goals update:
with the family emergencies & news we received this week, I certainly didn’t take care of myself as good as I could have so no exercise happened 👎🏻
I ended up buying our weekly groceries on Sunday rather than push it to Friday 😬
BUT
I did clean up that 1 room! 😂😂 #cheerstome #debtfreecommunity #newweeknewgoals #gazelleintense #startagain

Your budget for the month was written November 1st, not today. With that said #blackfriday is coming! Contain yourself this week, do not crash your budget for impolsive buying and sale items! You have goals set so stick to them! #nospendblackfriday. Who's with me?

#MoneyMotivatedMonday "My life is MORE valuable than MONEY"
Hi guys!! Welcome back for new edition of #MoneyMotivatedMonday. Listen, Money is simply a piece of paper...a powerful piece of paper! Our lives are so much more valuable. Today I encourage you to discontinue allowing money to trigger stress, worry and hopelessness in your life. YOU are totally in control but it's up to you to take back your control. *
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How are you going to "flip the switch" on your relationship with money?
Click the link in the BIO to watch the FULL video!

Please subscribe, like, share and comment below!! Follow our new page on IG and Facebook (LuLu B. Media and Productions)

Shop for a Cause at our ecommerce store www.lulubinc.com *
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#debtfreecommunity #livelikenooneelse #daveramsey #rachelcruze #budget #gazelleintense #debtsnowball #babystep2 #debt #totalmoneymakeover #financialpeaceuniversity #fpu #debtfreejourney #debtsucks #financialfreedom #debtisdumb #budget #budgetgoals #studentloandebt #creditcarddebt #selleverything #minimalism #smartmoney #cashisking #cash #cashenvelopes #moneyenvelopes

After a 6 day week + Sunday on call, this Monday is 👎👎👎. Give me all the ☕️☕️☕️.

Feeling so blessed for #vipkid ! LOVE teaching ESL and being able to add money to our debt snowball working from home! #eslteacher #debtfreecommunity #financialpeace #gazelleintense #daveramsey #sidejob #feelingblessed #wecandothis

Sometimes I get very discouraged by how much we have left to pay, but when I look at the progress we've already made I am so proud with how far we've come. It's not easy but I can see why debt free people say it's worth it.
#debtfreejourney #debtfreecommunity #daveramseywouldbeproud #cashisking #thatfamilyonabudget #financialpeace #totalmoneymakeover #debtitdumb #progress #willpower #gazelleintense #gazelleintensity #debtsnowball #babysteps #babystep2 #bs2

I always want the bad news first.

Saturday our 2 year old was romping around while Will was cleaning out his truck and I was doing some car seat work and it began making a clicking noise that stopped when the brake was applied. The battery died, couldn't be jumped, nor could the truck be started when a new battery was put in (but the old battery didn't work on my car even though it's the same). So we have some homework to do concerning that issue but the upside is that he can simply take my car, and if I need my car he can take his car that's been sitting in the garage. .
Thanks to Thanksgiving, Will works today, maybe a little Tuesday, a little Wednesday and that's it! Tomorrow is "in their boots day" formally known as Jane Wayne Day so we'll be partaking in that.
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Here's my fave: Will finished his fourth of six graduate seminars yesterday! The light at the end of the tunnel seems so near now. 😄

#DebtFreeJourney

Listen!! This is not easy!! No one WANTS to pay extra payments toward debt...we barely want make the regular payments 😩😂...BUT it speeds up the process! Beginning next month I'll be throwing all extra cash towards debts (from $2 to $150+). I'm motivated by the fact that the sooner I pay off my small debts I can attack student loans (beginning January) and I will have over $2,000 a month freed to use as I desire!! 14-Months remaining to debt freedom!! Stay motivated! 💪🙌💰 #FinancialFreedom #SingleMama
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#businesspassion #business #toptags #marketing #entrepreneurship #grind #hustle #learn #education #startup #marketing #success #successquotes #build #startuplife #businessowners #ambition #dream #goals #start #money #businessman #businesswoman #businesslife #entrepreneurlifestyle #goodlife #entrepreneur #motivated #businessowners

😂 On the bright side, Danny and I are working only 2.5 days this week! (It’s Thanksgiving holiday in the US.) Hoping it’s slower than last week, which was insane. My boss is on vacation so I have double the workload and put out all the fire when she’s gone. 😜

I had another win tonight. So last Monday I almost spent $600 on products. Tonight I was offered 50% off anything across the catalogue and I found myself sitting there trying to find something to buy just because I LOVE this particular brand and because well... it's half price! Guess what? I literally stepped back away from the display and walked away. 😱 I amaze myself sometimes 🦌

#debtfreecommunity #financialfreedom #debtfreejourney #finallylearning #sale #resist #didntneedit #frugalliving #goodchoices #gazelleintense #sayno

Monday means another $30!

I am putting together a post about last minute gift ideas. If you have any, I'd love to hear them. Happy to link to you in the post too! I've often done baked goods e.g. brownies and slices, sometimes sewn things, we did fort kits from a sheet and pillowcase (I'll have a link on my site once the post is live) and similar. What last minute ones work for you?

So all was in the budget....except for the game my fiancé got. He has been working so hard, usually 6 days a week, and we are so ahead of budget this month with my mileage check, his overtime and from having no leaks in the budget that we both decided today it was okay for him to treat himself a little. It doesn’t throw us off track and we will still be throwing a lot at debt this month so I’m not worried. #debtfreejourney #debtfreecommunity #budgetlife #gazelleintense #treatyoself #kickindebttothecurb #debtisdumb #daveramsey #daveramseyfollower #financialfreedom #financialgoals #nospendnovember #nospendmonth

Oh my.....gracious. 😩This week was tough and I certainly am not looking forward to my past week BUT #accountability is what this #debtfreecommunity helps me face! Tune in tomorrow morning for the details .
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#debtfree #savings #yeg #yeggers #personalfinance #entrepreneur #womeninbusiness #debthelp #financehelp #moneyhelp #budgetlife #planning #future #goals #success #bossmom #debtisdumb #ownboss #moneytips #daveramsey #moneymatters #financialfitness #choices #gazelleintense #findyourway #mompreneur #freedom

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