#frugal

MOST RECENT

🚨 Available now! Keep track of your expenses and be accountable for your spending with the Financial Accountability Planner. Click @keysolutionsconsulting link in bio!
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#moneymindset #moneymagnet #positivevibes #budgetplanner

Let’s connect in person and get 2019 started right. Link in bio #BuildYourTomorrow

So here’s what I got with my #bodyshop birthday £5 reward. Normally £15 but today they had a 40% off code (code: 19805) making it £9 + my £5 off makes this £4! Ok not completely free but I use this product a lot and I was running out. Still a bargain I think!

Saving: £11
Total savings: £609.18

#frugal #frugalliving #debtfreejourney #debtfreecommunity #bodybutter #grapefruit #birthdayrewards

Made some skirts for the girls for Christmas pictures. A bow for each of them and a blanket scarf for myself. #frugal #christmas #sewingfirsts

There’s tons of great deals on items this time of year! Stock up your pantry while items are on sale to reap the savings later!

Painted my center island so next was replacing the 15year old drawer slides with soft closing slides! The old ones were beat up! #diy #kitchencabinets #frugal #softclose #handywoman #handyman #ryobination #ryobi #designonadime #toryburch #spottedleopardblog #lovewhatyoudo #inspire #hgtv #bhghome #homedepot

Somebody asked us today “How do I record podcasts at little to no cost?”. We think that is not the right way to look at creating podcasts - there will always be some costs involved: your time, guests’ time, Internet bandwidth, electricity... but then we had set up our first podcast recording ‘studio’ in under 100 dollars. So here is the very basic list... you need to have a microphone, laptop, pop filter, sound proofing and a recording + editing software. And in India, you need to invest in as much soundproofing as possible. At a minimum, record near a heavy piece of furniture, cover the windows with curtains, and recording surface with a sheet or a rug. We will be posting short videos in a day or so - in Hindi and Marathi languages. Happy podcasting!

Don’t get caught up in comparisons. Stay focused on your goals!

This is one of the best weeks of the year for deals!! Be sure to turn on notifications for Southern Savers on Facebook and sign-up for text alerts!

Sign-up for text alerts (use the link in my profile) --> http://so.svrs.me/1hs2

#deals #blackfriday #frugal #coupons #onlineshopping #freeshipping #letsshop #blackfridaydeals #blackfridayads #iloveblackfriday #southernsavers #love #saving #santa #christmas #christmaslist #lowes #kohls #amazon

As we continue our discussion on budgeting, take a look at the 5 main categories I use as a guide! Although this list is not exhaustive, it can serve as a template to start a simple budget!.
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Although I do automate my savings for retirement, I find myself going over my food budget because of my love for food.😂 How do you budget? #BuildYourNest

💥BLACK FRIDAY SALE!!!💥 Products on sale for 20% off! Limited time offer until 11/25/18. Make sure to get yours today or gift to a loved one!
Check out the link in my bio!
Use Promo Code: freedom
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#freedomisachoice #freedomisachoicemovement #freedomisachoicemvt #debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #budgeting #livelikenooneelse #money #finance #debtisdumb #frugal #consumerdebt #nolongerslaves #atlanta #nyc #losangeles #la #houston #chicago #miami #financialfreedom #bettermoneyhabits

Red Dead Redemption 2 is £49.99 at its cheapest at the moment.
Free delivery on Amazon and eligible for Amazon Prime.
Sign up for your free trial of Amazon Prime to get the most of next day deliveries in the run up to black Friday!
#blackfriday #blackfriday2018 #blackfridaydeals #deal #dailydeals #savemoney #savingmoney #moneysaver #moneysaving #bargains #bargain #bargainhunter #discount #discounted #frugal #frugality #moneysavingtips #moneysavingtricks #toptips #topmoneysavingtips #toptipoftheday #melsmoney

Happy Monday everyone!

I'm headed into the office today for back to back meetings! And I'm honestly stoked to go in for one reason.
#GoodCoffee.

I'm cheap, so I don't treat myself to coffee often because I know I can make it home. But i haven't quite nailed the good coffee formula... so when i go into the office (about once a month) I visit Gina and she hooks me up with the best coffee!

Do you buy your coffee daily or so you make your own coffee? Any tips to making good coffee?

#contentcreator #conqueryourday #doallthethings #workathomemom #bossmom #frugal #budgeting #ynab #debtfreecommunity

That's a good start to the week, another £50 cashed out from You gov. Fingers crossed it's here soon so I can add it to the Christmas pot 🤞
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If you want to join I've put a link in my bio. We'll both get 200 points once you complete 6 surveys 😙
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#debtfreecommunity #ukdebtfreecommunity #debtfree #debtfreechristmas #babysteps #daveramsey #babystep3 #bs3 #bs3b #savemorespendless #budget #budgetlife #sinkingfund #frugal #frugalliving #financialfreedom

A silk & cashmere jacket purchased second-hand on eBay for $32.00. New, this jacket would cost over $600.00 I pulled out my sewing machine to do minor alterations to fine tune the fit, saving additional money. SplurgeFrugal! Get my tips on thrift shopping for stylish mens clothing on splurgefrugal.com

Rental costs are the biggest expenses for most people and a golden opportunity to save money.
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Bestselling author Dave Ramsey recommends a monthly payment of 25% or less of your take-home pay.
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We have negotiated a $2,000 reduction in our annual rent and are considering moving to a cheaper unit which would result in a reduction of $5,000 per year on rental expenses.
That's post tax dollars. Imagine having that as a pay raise!
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Look at you rent and consider negotiating or down-sizing, if possible, to cut your rental expenses.

#debtfreecommunity #debtfreejourney #debtsnowball #debtfree #debt #debtfreecommunityaustralia #debtisslavery #debtfreeliving #ozdebtfreecommunity #debtfreedom #frugalliving #frugal #financialfreedom #financialindependence #barefootinvestor

Cold outside? Let’s bake these Pillsbury Grands Hot Cocoa Rolls with marshmallow icing. Find these at Target: 284 00 0010. Santa and his helpers need goodies too😘

The basic budget.....


Sometimes getting started is the hardest part. To be honest writing down all the money you spend in a month can be terrifying. Swipe for the most basic way I’ve found to create a basic budget and see where you can save. •

The last picture is what I write out at the start of each month and how I visualize my reoccurring spending. Once you understand your basic budget you can better understand all your “other” spending. Simply subtract your bills from your monthly transaction history and TADA! When I first did this 2 years ago I was spending $300 eating out each month 🤭. •

Have you ever done this? Was it terrifying or exciting?

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