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Such an important key to reducing spending creep. When you get a raise don't increase your spending budget! Keep your living standards the same and use that raise to get ahead of debt or to add to your savings or debt. Your future self will thank you! πŸ˜„
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Work out what you can happily live off a week for fun money and stick to it. If you get a bonus by all means have a celebratory dinner and buy something to give yourself something a reward for your hard work, then do something for your future self with the rest. πŸ’²
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If you do this for each raise, bonus, tax return or any other cash increase you'll be amazed at what you can do. You'll watch your savings and investments grow and debt reduce and know that you are doing the best thing you could with your hard earned money.

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pull upν–ˆλ‹€κ°€ μ–΄κΉ¨ λ‘λ²ˆμ΄λ‚˜ λ‚˜κ°... μš΄λ™λΏλ§Œμ•„λ‹ˆλΌ..
λͺ¨λ“ μΌμ—λŠ” μ›Œλ°μ—…μ΄ ν•„μš”ν•©λ‹ˆλ‹€.. 2017λ…„ κ³„νšμ„ μ„Έμ›μ‹œλ‹€..
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λˆμ— κ΄€λ ¨λœ κ³„νš (μž¬λ¬΄κ³„νš)은
저와 μƒμ˜ ν•˜μ…”μ•Όμ£  ♩❀
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#μž¬λ¬΄μ„€κ³„ #daily #financialplan

Ramai selalu cakap tak perlu medical card pun. Antara sebabnya ialah dah ada medical card company (maksudnya kalau tak ada, masih la perlu nak ada kan?) dan jawapan seterusnya ialah okay je masuk hospital kerajaan. Aku share pengalaman sendiri masuk hospital sebab denggi. Bila doktor klinik cakap "You have to be warded ni platlet makin low. You nak pergi hospital mana?" Aku takkan terfikir pun nak sebut nama hospital lain, dalam kepala memang SDMC Subang Jaya. So doktor refer aku ke situ. Dah sampai situ, register dan tunggu checkup. Dah jumpa doktor, dia kata okay masuk wad sebab platlet dan masih demam waktu tu. So aku kasi medical card personal aku, hospital yang direct dengan PruBSN untuk dapatkan GL (guarantee letter). Tapi masa tu belum dalam kelulusan lagi diorang dah tolak aku suruh baring kat katil menunggu kat situ dan kasi water drip. Punya yakin GL tu confirm dapat. Lepastu baring jela sampai setel urusan kemasukan. Then dia tolak aku naik ke wad. Lepastu apa lagi, babai jela abang ipar dan anak-anak saudara yang datang meneman masa tu. Aku ambil bilik kongsi dua orang, tak ada la sunyi sangat since dah tahu tak ada family boleh datang meneman pun. Semua handle sendiri. Kakak dan abang ipar semua ada je datang visit kejap pagi atau datang lepas dah siap dinner ngan anak-anak balik kerja. Overall aku rasa selamat dan terjaga je. Tak ada nak homesick ke sedih masuk wad. Makan sedap, bilik selesa, nak apa-apa within minutes lepas tekan buzzer nurse datang tanya "Yes, miss?" Bab makan ni memang sungguh-sungguh sedap. So kalau rasa nak masuk hospital dan makan sedap pilih jela sini haha. Aku tak pernah warded langsung seumur hidup aku. So pilihan tepat jela aku pilih masuk sini masa tu. Doktor jaga aku pun bagus. Tiap kali datang dia check thorough segala ruam yang mungkin ada. Manual pulse taken and so on. Ambil darah memang sampai aku lali ngan jarum haha. Aku tak cakap hospital kerajaan tu tak bagus. Diorang pun ada pakar hebat-hebat. Cuma chances dapat special treatment tu higher bila kau kategori kecemasan lah. If given choices, mana kau pilih? Kalau kereta tak ada insurans kelam kabut, diri sendiri macam mana?

Child education investment by my client today. Smart to invest now & let the investment grow .. create your future success today #financialplan #nsgwealthadvisors #awesome #awardwinninggroup

πŸ’ΈWorking on creating a financial plan for the year that actually works?
We've got you covered for August with a plan that will get you ready for back-to-school and keep your savings strong! Don't miss this month's 3-step action plan to make sure you stay on track all year long!
Read more at the #livingwellspendingless #blog #moneyfears. #smartmoney

When you talk about grit, determination, and the absolute need and desire to be number 1 in everything, there's nobody that epitomizes this more than our CEO Jamie. Whenever needed he is there for every one of his agents and teammates. His constant need to be the best, better than the rest resonates throughout the whole company. He is perhaps the biggest reason why our amazing company is now the fast growing financial services company in the country.
Jamie, thank you for everything you've done thus far and continue to do for all of us.
#bestceoever #financialcoach #financialplan #herewegrowagain #financialservices

Johnny Depp earned $48 million in 2016. But an on-going legal battle between Depp and his management revealed a spending problem to the tune of $2 million a month. From a $30,000 wine habit, to $300,000 for 40 employers, to $75 million for an entire French village, see more of Depp’s excessive lifestyle at CNBC.com/MakeIt.

"Buy it used, register it in Delaware, Keep it out of an individual's name, and Curtis please stay away from depreciating assests like this while your accumulating, acquiring, and building assets." Just gave you all a sprinkle of game..for Free99.

Game that I had to put in work for..build relationships for..miss out on hanging with the bruhs for...miss out on partying for...miss out on Power epsiodes for..miss out on kickbacks for....to be able to live a life on purpose and with purpose.
That's why I host events ALL the time all over the country...Why my associates sit with ppl one-on-one daily....Because some will decide they want to WIN and make temporary sacrifices for Permanent prosperity.

How can you WIN the Game if you don't even know how to play the game to WIN?
Many People are playing a game right now in which they will never win...but they are too "SMART" and too "EDUCATED" that they will never realize it. Sad thing is, "Google" won't even tell them that.

#MoneyGame #KnowledgeisTheNewMoney #FinancialEducation
#Purpose #FinancialPlan
#Under30 #AgeIsNothingButANumber
#Leadership
#AWealthMovement
#WealthIsMoreThanMoney
#MusicandMoney
#CurtisJ

MOST RECENT

Such an important key to reducing spending creep. When you get a raise don't increase your spending budget! Keep your living standards the same and use that raise to get ahead of debt or to add to your savings or debt. Your future self will thank you! πŸ˜„
.
Work out what you can happily live off a week for fun money and stick to it. If you get a bonus by all means have a celebratory dinner and buy something to give yourself something a reward for your hard work, then do something for your future self with the rest. πŸ’²
.
If you do this for each raise, bonus, tax return or any other cash increase you'll be amazed at what you can do. You'll watch your savings and investments grow and debt reduce and know that you are doing the best thing you could with your hard earned money.

#Feature @utmostcredence - I recently met a woman 65+, we started talking about finances, budgeting, saving and managing money. Something she said demanded my attention - she mentioned needing to START paying off her debt cause she was retiring soon?
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It made me wonder how many people ARE WORKING TO RETIRE IN DEBT? So many elders are still working after retiring with years of tenure. Most retire with an income of less than what they were making while working, so how does that equate. Your income decreased but your expenses increased???? How to get out of this RAT HOLE. What's the plan, not just the RETIREMENT PLAN but the ACTUAL PLAN?
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Share your thoughts and ideas on ways you plan to live different?
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πŸ”΅ Tag Your Friends That Would Appreciate This.
✏ ✏ ✏ ✏ ✏ ✏ ✏ ✏ ✏ ✏ ✏ ✏
Add Your Comments Below. πŸ‘
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#DebtFreeCommunity #DebtManagement #DebtLife #Retirement #Savings #Saving #moneymatters #financialplan #growyourmoney #Wealth #businessowner .
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@artofsaving_com - πŸ‘Knowledge Is Power!πŸ‘ Looking for Personal Finance Information? Visit www.ArtOfSaving.com – Money. Experts. Answers. ☝Link in Bio.☝ #instagood #regram #repost #spotlight #moneytips

Anyone in the Dallas, OKC, or Philly I have a special treat for yal this week! Hit me up asap for details! (Being "single" or a "mom" not a requirement)

I love this saying, "the calendar and the cheque-book never lie"
It's a bit out of date now, as we generally don't write many cheques anymore now that we have online banking.

The sentiment is the same though and resonates with so many of us.

It turns out that the way we spend our money and our time, often says a lot about what we value.

Jo πŸ’œ#financialfitness

It's amazing how debt works and keeps you slaving for the banks. Saved this family 19 years just by tweaking how they're dealing with debt! 😱

Bertaburan edukasi pasar modal.. @Regrann from @rivan.kurniawan - Jadwal Workshop Value Investing Roadshow :
- 28 Oktober : Bandung
- 11 November : Jakarta
- 25 November : Surabaya

Registrasi dan informasi lebih lanjut:
- WA : 0896-3045-2810 (Johan)
- Email : rivan.investing@gmail.com

Investasi : 800 K

See you there ! .
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#investment #investasi #event #seminar #workshop #saham #stock #stockmarket #bei #idx #investing #trading #valueinvesting #bursaefekindonesia #indonesiastockexchange #instagram #instagood #wealth #yuknabungsaham #fundamental #analisa #financialplan #jakarta #indonesia #financialfreedom - #regrann

Jadwal Workshop Value Investing Roadshow :
- 28 Oktober : Bandung
- 11 November : Jakarta
- 25 November : Surabaya

Registrasi dan informasi lebih lanjut:
- WA : 0896-3045-2810 (Johan)
- Email : rivan.investing@gmail.com

Investasi : 800 K

See you there ! .
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.

#investment #investasi #event #seminar #workshop #saham #stock #stockmarket #bei #idx #investing #trading #valueinvesting #bursaefekindonesia #indonesiastockexchange #instagram #instagood #wealth #yuknabungsaham #fundamental #analisa #financialplan #jakarta #indonesia #financialfreedom

"See the way my Bank Account Set Up" πŸ˜‚πŸ˜‚ To not have a True Financial Plan that Eliminates Debt, Strengthen Your Credit, Invest Wisely, Save properly, and Helps you Become Financially Free, is Like Taking a Road Trip Going Backwards without a Map!
#FinancialFreedom #OurOnlyHope #FinancialPlan #FinancialAdvisor #Debt #Invest #Credit #700Club #Savings #GenerationalWealth

I wanted sloppy joes. Maybe I should have looked at a recipe first, but it was still pretty damn good.
Don't forget to follow me for more great posts, and like/comment/share!
#yyc #yeg #financialwellness #skating #rollerblading #foodie #insurance #investments #financialplan
#financialadvisor #goodtimes #fuckfriday #goodpeople #worklifebalance #health #fitness #happiness
#serenity #billiards #baseball #tgim

Are you on track to live by your retirement rules? How do you know without a plan?
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#retirement #retirementgoals #financialfreedom #financialplan #motivation #moneytalk #starttoday

JUDGMENT? LIEN? Can I buy a house?

Launch of our LFC Blog - Our blog was inspired by the stories shared by our clients. The first blog post is from Mark Lujan, check it out, get an idea, get inspired, or relate to others. We look to add stories from clients or potential clients about when they realized they were growing up with a little more sacrifice than others. .LINK TO BLOG IN BIO. . . .

#financial #financialeducation #financialliteracy #financialgoals #financialplan #financialplanning #financialcounseling #financialfreedom #financialpeace #financialservices #financialhelp #financialfitness #budget #budgeting #money #moneytalks #credit #creditrepair #creditscore #creditreport #mentor #mentors #mentoring #mentorship #azsmallbusiness #arizona #nonprofit #nonprofitorganization #lfc #networking

Nights are MUCH better knowing ours is always being topped up! What's keeping you up at night?! πŸ’°πŸŒ™

We take our responsibility as a fiduciary seriously by ensuring that our clients' interests are front and center.

Modern #portfolio structure. Back in the 90s you could achieve 7.5% returns solely on fixed income. As time goes on, we are needing more complex strategies to achieve the same yield.
In today's society, you need about 25% of your portfolio in #privateequity, whether it's in #realestate or alternative #investments.
This portfolio allocation used to only be available to institutions and pension funds. Today, it's easier for retail investors to get involved. And it's affordable!
We have a couple dozen different private equity and real estate funds which would be a great addition to your portfolio.
Want to learn more?
Don't forget to follow me for more great posts, and like/comment/share!
#yyc #yeg #financialwellness #skating #rollerblading #foodie #insurance #investments #financialplan
#financialadvisor #goodtimes #fuckfriday #goodpeople #worklifebalance #health #fitness #happiness
#serenity #billiards #baseball #tgim

Why do you enjoy working at Visionary Wealth Advisors?

Worse still, 76% of Americans admit to throwing out leftovers on a monthly basis. A few simple #tips to curb the waste and put your hard-earned $$$ to work elsewhere: (1) plan your weekly meals; (2) only buy the ingredients you need for those meals; (3) cook the right amount; (4) your freezer is your friend; (5) buy canned or dry foods; (6) root veggies and squash have staying power. #savingiswinning (Source: American Chemistry Council.)

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