BRB. currently looking for $104.40 in my budget to wiggle around and make a payment right now. .
It should say one person’s income because at any given time I have had 2-3 jobs this year. On New Year’s Day, I said something has to change. All of my student loans were out of their grace period and due dates were hanging over me like an awful cloud. I had just financed my Jeep the month prior and I was so stressed about making all of these payments on time. .
I was a full time waitress and my income was fluctuating all over the place. But I knew that I had to take control. So I did. .
I started with a really simple envelope system. As money came in, each envelope got filled and put into a separate pile from the empty ones. .
Today, I am working two jobs and building my business in my extra time. I am beyond stoked that I am just $104.40 away from hitting the goal that I made in July for the end of the year. But of course, instead of being happy that I am going to meet that goal, I have bumped it up even more. Now I am $1,104.40 away from my end of the year goal! (Less than my monthly average for the year). .
You can do anything you want when you decide that something has to change.