Ugh things just got complicated. I am one of a few shareholders in the company I also work for and things have been a bit hard. The shareholders who are also employees together have decided to take a bit of a pay cut until things get back on track with the company. This is tough decision, but owning a business is never easy. My personal savings goals and the last of my debt payoff has taken a bit of a back burner. I am so close to the debt being gone🤦🏼♀️ Just with this pay cut right before the holidays start, I won’t be paying off the debt completely just yet. Going to take a couple more months now as I don’t want to put myself into a position where I acquire more debt. Budget overhaul is happening today and I will be super focused now on being as frugal as possible with still paying little bits to my last remaining debt as I can. Bit of a change and I’m sure there will be challenges that I haven’t even thought about yet but hey, bring it on! I got this!!