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We can build a better community by working together!

Pretty incredible night at the Pillar Community Innovation Awards! It’s amazing to see what #ldnont individuals are doing for the community! With @theycallmeawhy @mtgmovementldn
@PillarNN #communitymortgagemovement #spencermurraymortgages #PCIA17

Do you agree? How have you been investing in real estate lately? Are you looking to invest in the future? We would love to know!

If you are looking for your first house or thinking of moving, get pre approved. You might just save yourself a lot of money! Learn more about being pre qualified and pre approved on the Community Mortgage Movement blog!

Community Mortgage Movement is always focused on making a difference by working with you!

Have you been doing anything to lower your amortization periods?

That's only the beginning!

The Community Mortgage Movement is a program that allows us to give back to the community. It is a cooperative approach to supporting the community while delivering the best financing options and service to our valued clients. Every time someone chooses Community Mortgage Movement, they are choosing to give back to the cities they live in.

Community Mortgage Movement is constantly focused on giving back to the community! One of the charities that we help support is Community Living London! Their focus is dedicated to supporting people with developmental disabilities to live fulfilled lives.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT

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The Community Mortgage Movement is a program that allows us to give back to the community. It is a cooperative approach to supporting the community while delivering the best financing options and service to our valued clients.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

A rate hold protects the borrower from rate fluctuations for the duration of the hold period. This guarantees the lender will offer the borrower a specific interest rate. Once this rate has been locked in, the lender will guarantee that rate for a certain period of time. A typical rate lock period could be 60, 90 or 120 days. This also means that if the market rate rises after the rate is held and the borrower will still receive the lower rate.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Andrew Young is a leader in the mortgage industry and in the community. His passion lies in delivering innovative solutions to his clients and supporting the community that has inspired his success. Andrew is involved with a number of not for profit organizations and sits on multiple boards and committees.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Banks might be more willing to lower their mortgage rates if you decide that you want to transfer over more accounts, like an RRSP. Therefore never accept the first offer the banks will give you, and try to negotiate a better rate.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

The closing costs of your home can range from 1.5 to 3.5% of the total cost of the home. Depending on the location of the house, you might have to hire a moving company to move your stuff. Be sure to create a moving budget and try to estimate the cost of moving.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Attitude, energy and accessibility are at the forefront of any successful relationship. With over a decade of lending experience and access to Major Banks, Credit Unions and lenders; we are able to secure the best lending products at highly competitive prices.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Pretty incredible night at the Pillar Community Innovation Awards! It’s amazing to see what #ldnont individuals are doing for the community! With @theycallmeawhy @mtgmovementldn
@PillarNN #communitymortgagemovement #spencermurraymortgages #PCIA17

While there are penalties in place for breaking a mortgage contract, however if the interest rate is lower, this can save you money over time.

Make sure you keep your credit cards close to paid off as possible, as the lender can check your credit. The lender may even check your employment, just to double check that you haven’t been let go recently.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Every time someone chooses to do business with Community Mortgage Movement, a portion of our commission is pooled and invested into a fund that is then designated toward a specific charity that aligns with our long term strategy.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Our clients look to us for advice on many important real estate decisions such as... Purchases, Relocation, Vacation Homes, Investment Lending, Private Lending, Refinances, Renewals, Income Properties, Debt Management, Commercial Lending. And that’s only the beginning!
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

Once this rate has been locked in, the lender will guarantee that rate for a certain period of time. A typical rate lock period could be 60, 90 or 120 days. This also means that if the market rate rises after the rate is held and the borrower will still receive the lower rate.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

“From what we get, we can make a living. What we give, however, makes a life.” ~ Arthur Ashe #fridayinspiration

While rock-bottom “no-frills” mortgage rates may look great in an advertisement—and can indeed save you a significant amount of interest if you don’t renegotiate early—it’s the loss of flexibility after closing that really stings people.
#CommunityMortgageMovement #MortgageMovement #Community #GivingBack #LondonOnt #Ontario #LDNONT #RealEstateAdvice #MortgageAdvice #MortgageTips #MortgageHelp #RealEstateTips #HomeOwnerFacts #RealEstateFacts #LondonOntRealEstate #OntarioRealEstate #LdnOntRealEstate #RealEstate #RealEstateAgent #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting #MillionDollarListing

The approved mortgage amount will depend on the value of your home and the amount of your down payment.

We are focusing on five major categories that contribute to a healthier community...

We are focusing on five major categories that contribute to a healthier community... Check out our post tomorrow to find out what those five categories are!

We want Community Mortgage Movement to make a big difference!

Home equity can be a good investment for you!

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