The problem with automated #debit transactions is, when you give authorization to regularly draft from an account, it is an open-ended arrangement, regardless of your contract.
Once the money is withdrawn — it's gone, and it's hard to get it back.
You have a short amount of time to report it and until --or if-- it's refunded, you don't have the cash!
With a #creditcard on the other hand, if you see a suspicious charge, you can dispute it immediately — and the process of getting your money back is a lot easier than when you’re hit with false charges on a debit card.
If the charge pulls money directly from your checking, you could be out of a lot of #cash — temporarily or even forever.
It's tempting to set up automatic payments...the convenience of having your bills scheduled so you don't have to worry about missing a payment can make life so much easier. BUT, there is a dark side to the ease of auto draft! So beware of the pitfalls of allowing companies to deduct money from your checking or savings account. #clarkyourlife