And if only it was this easy!
After months and months of search and looking, you find a house you like. You calculate your savings, expenses and the cost of buying it and you nervously put an offer on it. They accept the next day. You can't believe you got so lucky. But now the "fun" begins!
Apply for a mortgage, wait for the "ok", then the bank has to value the house to make sure the sale price is realistic. All seems ok so you get the *mortgage offer*.
You now have to find a solicitor for them to do the paperwork and everything on the legal side.
To speed things up, you look up mortgage insurance/life insurance. Everything seems very grown up and scary. Talking about a scenario where you die or your partner/husband does. This is overwhelming and upsetting but it's something you have to do "just in case"..
You now have that ready too.
The solicitor sends you the paperwork of the house. The seller has filled in the documents regarding what they are selling with the house. What your offer included and what they are actually leaving with the house, all seems to match.
The solicitor also sends the plan of the house, asking you to confirm if a part of land is included with the house. How are you suppose to know? That's why you've hired them!
It's a waiting game and if you want an update, you have to chase them. You have to make sure they do things and not just leave them to be pushed at the bottom of the tray. And this is why nuying/selling a house takes so long. #buyingahouse #solicitors #lifeinsurance #paperwork #waitinggame #becomingparents