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#budgetfail

MOST RECENT

Made dishwashing liquid today using the recipe from Jody Allen’s Live Well on Less. Turns out it wasn’t as successful as my dishwashing tablets! 😩 first I realized that as the glycerine is $8.50 for 200ml that it actually wasn’t going to be cheaper than the usual dishwashing liquid I buy! And then I went to use it and it didn’t soap up bubbly like dishwashing liquid! 😂 But for some reason it works perfectly well as hand soap!! So while I won’t be making this again, at least it won’t be going to waste! Anyone have a different recipe for dish washing liquid? #debtfreecommunity #debtfreejourney #homemadecleaningproductsfail #homemadecleaningproducts #makingmyown #bigfatfail #budgetfail #learning #experimenting

So after putting it off for as long as I could, I went to the dentist today to have the first stage of the root canal done. All was going well, I was nice and pumped full of painkillers, they removed the old filling, and the next words out of the dentists mouth were “oh, ok, we aren’t starting the root canal today, you have an abscess.” Now I want to spare other people the trauma of what happened next, but let’s just say 🤢🤢🤢. Then to add insult to injury, the straightforward procedure I had budgeted for become a prolonged emergency treatment to establish that it is in the jaw but hasn’t spread, and we have to get on top of the infection before I can continue. Between the consult, antibiotics and a range of painkillers, it certainly became a much more painful procedure than it already was. Note to self, if the dentist says you need a root canal don’t put it off! #budget #budgetfail #dentist #bills #rootcanal #rootcanaltreatment #thisiswhypeopledontlikedentists #mytoothiskillingme #thebillhurtevenmore #phi

This was me the other day. Monday night a bad migraine hit me hard. Tuesday (my only day off)it was still bad. I got up and went to the few appointments I had to go to then locked myself in a dark room.
Wednesday woke up thinking surely I'll be right and I think it was almost worse. Somehow made it through the work day but spent the whole day feeling like I was either going to pass out or vomit. I spent alot of unnecessary and unbudgeted money these 2 days. Tuesday lunch on my way home from appointments and a massage to try and relieve the pain. Couple of boxes of pain meds. Wednesday I couldn't function enough to think about lunch for work and as a consequence had to buy morning tea and lunch.... not that I felt like eating but just to put something in my stomach so I could take more drugs. I then went the maccas drive through dinner option, took a heap more drugs and put myself straight to bed.
2hr nap, 1.5 hours tv then a 10 hour sleep and finally I was feeling slightly human.
There seems to be some kind of migraine virus going through work and it was not enjoyable at all! Don't know how people who get them all the time survive!!! #nowillpower #tryingtosurvive #bloodyhurt #budgetsuffered #budgetfail #debtfreecommunity #debtfreegoals #budget #debtsnowball #debt

budget fail today ☹️ ended up buying a sweatshirt for myself from my yoga studio after a relatively emotional practice this morning 🧘‍♀️ I am absolutely an emotional shopper - I buy things to make myself feel better, or buy things to make others feel better, and am a big believer in “rewards” 😬 while I don’t really spend money (on retail items) I don’t have (my CC bill is from travel exclusively) I absolutely have spent money recklessly - today is a perfect example of reckless, emotional spending. bummed I couldn’t ignore the urge (I’ve done so on multiple other “urges” this month) but I’m moving onward and upward.

Sorry for my lack of posting... been the busiest week! Lucky for starting my #debtfreejourney late last year, as I got my car serviced today and it was over $700 🙄 and then last night our washing machine decided to cark it... so it's turned out to be a very expensive week! If I hadn't of started budgeting though, we would be up shit creek without a paddle lol money for my car service was literally sitting there waiting for something like this. And we will have a new washer by the end of the week when I come up with a few ways to scrounge the cash together! What washer has everyone got? We want to get another front-loader definitely. Tossing up between an LG, another Samsung or a Beko... and since we are paying cash, am I able to bargain down the price in store? (And how do you do that 😂😂)

Blowing the budget tomorrow with a trip to the physio! 😩 I know this shouldn’t be considered blowing the budget and I should have funds set aside for this but I don’t! Putting my eggs in too many baskets at the moment! 🙄 I had a big operation on my pelvis in May last year and I’m still having a few issues as a result! This was my big fat leg a couple of days after the op!! 😳 #debtfreecommunity #debtfreejourney #budgeting #budgetfail #beprepared #notlikeme

So I'm one week away from my first full month of #debtfreeliving and I've tripped myself up. I forgot to budget for the deposit I need to put down on my srudent flat for next year. We've been looking for somewhere for weeks and u just didn't click that I won't get the deposit back from the old one for months so will have to pay out for this one. I'm lucky it's reasonable and only £350 each but still it means the money I had saved for my emergency fund is I'm gone now. :( #setback #ukdebtfreecommunity #debtfreecommunity #debtfreejourney #financialpeace #fail #nextmonth #budgetfail

I was doing so well on my budget.... and then we went to a Dallas for a wedding this weekend- which I budgeted for. I then decided to make it rain on my boyfriend and treat him to dinner at one of my favorite places. 🤦🏻‍♀️💸 I’ve moved some of my cash envelope money around and I’ll be fine for the rest of the month..... but still. $218 FOR DINNER?!?!?!? (with tip)
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#debtfreecommunity #debtfree #debtfreejourney #daveramsey #livelikenooneelse #debtsnowball #cashisking #totalmoneymakeover #debtisdumb #debtisslavery #frugalliving #debtbegone #budgetfail #whoops #moneygoals

So, this is why I check internet banking daily.
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Neither M, or myself made this purchase.
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An unknown user (in a different language 🙄). A quick call to Apple and they assured us it was sorted and M was okay to go ahead and continuing using his phone/Apple account.
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Flash forward less than 12 hours later, and these charges have been made to our account! 😡 I’m so mad that not only does this person think it’s okay to go ahead and use OUR money, but we were assured it would be sorted!
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Money is going to be refunded obviously but it’s beside the point.
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Some people!
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#debtfreejourney #debtfreecommunity #budgettracking #budgetfail #mumlife #momlife

Let’s keep this real. We had a #budgetfail this week end.
On Friday evening we went out for dinner with some friends and had to spend 25 more euros than budgeted for until next pay check(55 euros for 2 including steak, not that bad). Our friend was diagnosed a second time with cancer and she is now cancer free. They wanted to go out to celebrate. Honestly, this is not something you can say no to for 25 extra euros you did not plan for. They don’t know about our #debtfreejourney and they have a yolo lifestyle that I absolutely understand due to circumstances. Also, as you probably have seen from a previous post, we were given 2 free entrances for a classical music concert. What was not budgeted for was parking(15€) but this is why we keep a little buffer just in case. All in all, we have saved a bit on the internet bill, it looks like we will save on pets food this month, so we should have a balanced budget. Anyway, I am very proud because I have not spent money on me except for a haircut since the end of November. No clothes, shoes or stuff for the house. Nothing except eating out, which is the hardest thing for hubby and I to totally quit, though we have reduced it to at least a half of what we used to spend . We already established that we are not going out to eat any more until March when it is our best friend’s birthday. We will celebrate Valentines’ at home #daveramseywouldbeproud lol. How did your week end go? Win or fail?
#budgeting #thedebtfreecommunity #nospending #cashenvelopes #cashenvelopesystem #debtfreecommunity #daveramsey #daveramseybabysteps #budget #debtsucks #debtisdumb #Debt #cashisking

Holy moly! I knew we had gone way over budget for groceries this last fortnight but this was crazy! Over double for 28th Jan to 11th Feb inclusive.

I've been scrambling to keep up with how much the kids have been eating since they've been back at school.
This figure includes groceries from coles, woolies and aldi, bread from bakers delight and beer for hubby.

Enough is enough! I'll share what I've done today to try and reign it in in another post.

#budgetblowout #budgetfail #keepingitreal #sharingourfailures #learnfromyourmistakes

We set aside money for my sister’s birthday and a few other outings this month, but we forgot that the extra driving would cost us too 🤦🏻‍♀️🤣
There are 19 days left in the month, and we only have $20 left in the gas budget, so we’re going to decrease our snowball a tiny bit and add to our gas budget. It’s a silly mistake, but we’re only human 🤷🏻‍♀️😉
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#debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #frugal #frugalsquad #intentionalliving #intentionalism #minimalism #minimalist #minimalliving #personalfinance #budget #budget101 #budgettips #moneysavingtips #financialfreedom #financialpeace #everypennycounts #savings #marriage #marriageandmoney #gasmoney #petrol #budgetfail #keepingitreal #overbudget

#resellingfail So this week I had my first attempt at reselling something on EBay. I fell in love with these brand new Tony Bianco heels at my local thrift store a few months back but they are not in my size. I finally decided to try to do something with them last weekend & I listed them on EBay for a starting price of .99c. That, was a mistake. They ended up selling for .99c. Luckily(?) eBay had well over quoted the cost of postage so while it didn’t end up costing me money, I certainly didn’t make any 🤦🏻‍♀️ At least I know what not to do now! 😂😂😂 #thriftingfail #reselling #sidehustle #makingmoney #gazelle #gazelleintense #budgetfail #budgeting #budgetliving #savingmoney #savingforahouse #debtfree #debtfreecommunity #debtfreeliving #barefootinvestor #barefoot10k #scottpape

So, apparently this is how mature adults deal with their emotions 🤦🏻‍♀️ #budgeting #budgetfail #budgetliving #savingmoney #savings

Has anyone else noticed this? Long story short, I accidentally ordered two things from Amazon that were the wrong size. I kept putting off returning them because of who knows why and when I finally went to return them yesterday, I missed the window to return them by 7 days. Ugh. Oh well, on eBay they go.🤦‍♀️
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#debtfreejourney #debtfreecommunity #frugalliving #frugal #frugoal #moneysaver #moneysavingtips #2018goals #momlife #bloggerslife #sahm #procrastinationatitsfinest #ughhhhhhhh #budgetfail #budgeting

You know when you go to pick up “a few groceries”, and suddenly your mini cart is overflowing... not pictured is the caramel Greek yogurt, butter, and delicious Safeway buns I had yet to grab... and then the cashier tallies your bill.... suddenly your plans of spending maybe $30 on some produce and milk, turns into $103 plus change 😭 #budgetfail for the record. The caramel yogurt is always worth it.

Dyslexia mom/budget story: I was in Safeway buying a few groceries and my son found this book at the checkout aisle. He’s used to seeing things and not getting them, so he put it back on the shelf after showing me. I half-heartily debated with myself and finally added the book on to the conveyor belt. (I have been telling myself NOT to buy everything I see from the movie like I did when the Princess and the Frog came out.)
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When I came home and took it out of the bag, my daughter (who has dyslexia) said, “Oh cool!! I actually want to read this book!” I can never get her to read anything but graphic novels/comic books! I’m excited to see her excited about reading a chapter book! Well worth the $6.99!

Budget struggles - the good, the bad, & the ugly.

The bad &the ugly - Last week of January and first week of February was a total budget buster. Extra payments were made but I also let loose of self control and gave into using my cc. I have no excuse. Budget has been adjusted (cc will be paid off - ø interest will be accrued). Lesson learned. Forward we go. This is a reminder that it may look like I got my 💩 together, I have my weaknesses and they got me this time!

The good - I have no regrets of seeing my siblings & friends and caught up with how life is treating them 😊

Alleluia 🙌🏼 Hubby is an electrician working M-F but was offered last week to #sidehustle with my step-dad who does strata management. Basically all he had to do was change all the lights in the basement car parks of these apartments... will never say no to #cashmoney (actually any money...😏 #noshame)! $500 straight to the personal loan. Hopefully this is a recurring opportunity 🙈 edit: this $500 got mixed into savings and miscellaneous spending 🤦🏻‍♀️ #budgetfail

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