Slowly but surely we'll get set up. So how do you even start a self build? You get a self build mortgage from #atb #albertatreasurybranch That's how! Or you win the lottery--which we didn't. Or you've got a wealthy benefactor--which we didn't have. We did not know how we were going to pull this dream together until we talked to our mortgage broker. And to make that funding go further, you put in some sweat equity and don't use an outside contractor on the things you can do. So, your quote for hardwoods that the bank needs will include installation--you can upgrade your hardwood because you're doing the install. At the end, it's a saw off or you might be a few bucks ahead and you've got the flooring you really wanted.