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The top photo is a house fairly similar to the one I’ve owned for almost five years. The bottom is a photo of a house that our salary could qualify us for.
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What makes them different? Debt.
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It’s myself, my husband, and our dog. We will never need more LIVING space than we have right now, if we are being honest.
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Our mortgage payment is about half of our actual payment capabilities, but we also have the ability to have this house paid off in 7 years, whereas the house our monthly payment can afford wouldn’t be paid off until I was about to retire (I’m 26). That’s also assuming we never moved again, and our income never hiccuped or dropped for three decades through multiple economy cycles.
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For me, living within my means actually means living BELOW my means. If I have $10 and I spend $10, I’m broke. If I have $10 and I spend $5, I still have money.
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Don’t get me wrong, every single day society makes me feel like I need the bigger house to be happy. However, society doesn’t make my mortgage payments. I do.
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And living below my ability means I can do fun stuff like travel, donate, and make memories.
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Experts say to spend no more than 33% of your salary on housing. We pay 16%. How much of your monthly salary is tied up in your rent or mortgage payment?

💉Truth Serum
#Repost @paychecks2power
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As much as this will hurt we have to put it out there and own it. We created our own financial mess by not managing our resources well. Our creator doesn't want the people in financial slavery. Buying a new/newer car should be a blessing but with debt it's bondage for the next 5-10 years. Getting that degree might increase your income opportunity but it also for many causes the opportunity to be financial enslaved for a lifetime (if you don't make the intention of paying them off early). The debt limits our growth, moves, and expansion. No way an abundant God wants that for your life. Being real about our situation forces us to address that we may have made some unfavorable choices but we can bounce back. A set back is only a set up for a comeback. #Debtfree #nodebt #debtfreecommunity #thetruth #financialfreedom #cashisking #moneycoach #financialdomination #steward #paychecks2power

I used to be that person that wanted to have all the flashy stuff. Just to show I'm doing well. One day, I would still like to enjoy the finer things but as I learn more I want to give more.
My father has always been financially comfortable and able to give the many kids in our family large sums of money for xmas. I'd like to be like that one day.

Don't let small minds convince you that your dreams are too big⠀

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Feel free to comment below 👇

📷 @jessiwikstrom

That feeling you get from struggling financially is letting you know that living check to check doesn't sit well with your spiritually. Do something different so you can get different results. #Nodebt #debtfree #budget #financialfreedom #financialdomination #newmoney

Verification/ smoking video. pay me.

Congratulations to my friend and fellow financial freedom fighter @financiallyintentional on becoming debt free. As a single mom she paid off almost a million dollars worth of debt in 2.5 years. I'm so proud of her. I remember when she was on our podcast episode 43. and was a little less than half way. Proud of you! Thanks for being and inspiration to so many and fighting the good fight to become free ✊🏾. Welcome to the debt free family. #wayoflife

MOST RECENT

What do you plan on getting Goddess for Christmas, 🐖

Little goodnight post from your mistress 😘 dm me for me for more pics , pay before you play pigs

New fidom, don't forget to respect me...
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-- #findom #financialdomination #footfetishmation #sugarbaby #paypigwant #paypigswanted #paypal

you are all so useless. all you’re good for is sending money to my paypal and venmo ✨ goddessxeos@gmail.com

The only way you worthless losers could ever turn me on.

to all those piggy’s out there, i’m the most amazing person who will ever even come in contact with you. worship and pay me ✨

🙂 Work At Home and Earn $69.00 an Hr??? 😆 NO Recruiting, NO Surveys, NO Reviewing Products, NO Ecommerce, NO Scam, Great Pay! 🤑

Simply send me a DM on my personal Instagram profile (just search for my username atmcashroll) and type "Biz" and I will DM the info to you right away! 💪

Submit and send, losers! you will never be good enough for me but you’ll still try.

you little sissy boys are a joke! your goddess needs to be pampered 24/7, so empty your wallet pigs.

let me make you dumb pigs weak

Bitchboi making sure Goddess's feet are spotless before I go out with My man 👸 PayPal ur tributes for a session, slaves! #findom #financialdomination #footslave #footbitch #shoeworship #lickmyfeet #tributeme #worshipme

Very sweaty socks in the making 😵, the things I do for you pathetic piggies.

your goddess, a bratty queen who needs to be spoiled. honor my existence and don’t waste my time. tribute to your mistress

I'm your new obsession & you're my new ATM. You're far more content with me controlling you, all you have to think about is earning my money
SIMPLE. 💵

Pay to be him! $100 via PayPal NOW! Inbox me to chat

Nothing you give me will ever be enough to fund my life completely. I will never stop craving a higher luxury 👋🏼

still look better then your wife even with a snapchat filter😂😂😂 pathetic losers

better looking then your wife 🐷🐷

me and @ashleerileyxo Newest member @xoleylarosexo 👸🏼💸 send inital tribute to all 3 of us 🥀

i wanna go shopping.... who wants to help? 😪

Beyond ready to drain you sorry losers wallets tribute to me because I fucking deserve it, you pigs don’t deserve a damn thing and especially not the money you earn because that belongs to me

You hate being weak but you can't deny. I'm here to seduce you, give you an eye.
You close my account, try to forget. But you keep crawling back cause I'm a full-blown attack.

tonight you’ll give me what’s yours. Your $$$

i️ was born to be worshipped 🐷🤑

Someone tried to silence this Goddess. I’m not having it. 🖕

tribute to my paypal or venmo for a little surprise my little pay pigs ✨

just thinking how pathetic you losers are

who wants to play a game? Tribute to kyliejadexo@gmail.com Paypal 💸🐷

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