We wrapped up our stay in China hanging out with locals. Derreck and Ernie grew up together. He lives in Beijin with his family. That evening, I met his wife, Stacy, and the 5 of us had a lot of fun thanks to them! Good food, good friends and beautiful part of town we haven't explored. Derreck and Stacy were telling us about how China is ahead on mobile payment processing. They use Alipay and WeChat a lot. Multiple businesses appear to be in line with it. It was fascinating for me, since I am on this industry. See what I am saying when I repeat we have a lot to learn from China?