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mandyythomas mandyythomas

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Mandyy T - Financial Coach  ✂️I help women pay off debt ❌No more anxiety around your 💰 I help women take the leap of faith 👇🏼Money FREEBIES & coaching 👇🏼Debt Free Women FB Group

https://linktr.ee/mandyythomas

Welcome if you are new here! I’m Mandyy (yes my name legit has 2 y’s) and I’m an online financial coach, I help women to pay off debt, end their anxiety around money & live their dream lives. I want to share a few thing about myself that you likely don’t know.
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I have 3 siblings and we all have birthdays within 5 weeks of each other. As a kid I couldn’t wait until the day I got my own birthday cake with no one else’s name on it. Oh the thing you wish for when you have a “big” family.
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I’ve lived in 17 different houses over the past 10 years. And I can tell you, it doesn’t matter how many items I’ve had, I could always fit everything into my Hyundai Accent when I had it.
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I’ve been to the movies by myself a few times and on purpose lol. There is something so calming and soul nourishing to watch a movie at the theatres by yourself (ps you can’t judge until you’ve done it 😜) #ILovePeople #ButCherishAloneTimeGreatly
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So I actually love naming things, like it’s kind of my thing. Whenever we got a new animal, I basically dibs naming… well almost everything, including my sisters dog. 😜 I was thinking about some of the names of the animals we’ve had and it seems like I like to name things after movie characters: Letty, Nash, Nixon, Summer, Peyton and China are just a few “movie”/character named animals we’ve had. [PS by reading this post you are now subject to join in with movie trivia - I would love if you would guess the names of the movies/tv shows/characters that you think each belongs with below!!! I will be seriously impressed if you get them!!] 🙌🏼🙌🏼🙌🏼
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If you don’t want to guess the movies you think the names go with, share something interesting about yourself! 💙

What is the story you are telling yourself why you can’t do something? ⠀
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I got a 65% in my high school math and I can tell you that I hated every damn minute of that class.⠀
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It was boring. I couldn’t focus. It didn’t mean anything to me.⠀
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But numbers that have do with your personal finances? They fascinate me. They have meaning. They are a form of energy that I can understand and love.⠀
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Just because you struggled with something in the past, doesn’t matter. It doesn’t mean that you don’t deserve to do what you want now. Stop feeling like an imposter. You have gifts and talents to share and you need to start sharing them at a much greater level. Not tomorrow, but right now.⠀
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I really don’t want you wasting one more day, keeping those talents and gifts inside of you, while so many other people just put their fear aside, say to themselves, “what is the worst that can happen?” and go for it.⠀
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If I allowed a 65% in my last grade 12 math class stop me from doing what I love, so many women wouldn’t have improved relationships with money, they would still be experiencing high anxiety, they would be in greater debt, they would still feel overwhelmed and have no idea where to start. See how it is actually selfish when you allow fear to prevent you from putting your gifts and talents into the world?⠀
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Ask yourself today, what story am I allowing to hold me back in my life?
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Have you joined my Debt Free Women Group on Facebook yet?! If not, click the link in my bio to join and to make this the year that you overcome your money struggle! 💙

“Mandyy you need to get a stable job that pays a pension and will take care of you.” That is what I often heard.
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Even since I was a kid, I knew that this “stable job that would take care of you, was a myth.” I would hear on the radio as we were driving, all of these government employees who had lost their jobs. But yet, I was being told to “go get a good government job.” I always recognized that yes getting a “good” job was important, but that I lived in a different time than my parents and grandparents grew up in and that there was truly, no longer such thing as “job security.”
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Bless our parents, but the times have changed. Going to school and getting a degree does not guarantee you anything. Getting a “good” or even a “great” job does not guarantee anything. And let me say this, I am not against education. But I sure the hell am for understanding the bigger picture and having all of the facts, so you can make a much more informed decision. And this is coming from someone who has completed two formal educations.
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Back in the day, you would go back to school to get your masters or further training and you would more than likely, get a “better” or higher paying job. But our generation is now based on skills, not on a piece of paper. Now a days, having real world experience & skills, is what is going to set you apart. Besides if you are going into to be a doctor, nurse, lawyer, dentist, etc, I would prefer you to be properly trained. ;) .
So when you are thinking about how to increase your income or change your life, stop focusing on getting a new degree, finishing it or further your education in ONLY one way.
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Look into mentoring with someone, working in exchange for gaining experience (OMG this is so underrated I can’t even explain), taking online courses or programs that are going to build on or provide you with new skills that are needed. This is why so many people now don’t have a college degree or a diploma yet own and run million dollar businesses and there is more and more of them popping up everyday. .
Think more about HOW you can help more people, that is the better question to ask yourself.
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Did you celebrate Valentine’s Day?! 🍫 🌹

Growing up I never imagined a life where I could work from wherever. It just wasn’t a thing. My Dad was a farmer and we couldn’t really go anywhere because the work that needed to be done, couldn’t be packed up into a suitcase and taken with you.
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So when I entered the workforce, I didn’t think any differently. My career was location based and I couldn’t take my work with me if I wanted to work somewhere else.
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But the times are totally changed. The opportunities are endless to be able to travel and work. To be able to explore and make a living at the same time. And a damn good one too.
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I never went on a family trip growing up. I never travelled growing up because we didn’t have the means to. So I just didn’t understand that you could have a job where you could do it from anywhere in the world.
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But you absolutely have it in your power now, to be able to explore and see so much more of the world AND do what you love. Like honestly, how incredible is that?!?
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You already have the dream to explore & travel more. Now all you need to do is to get your money in alignment with that goal and then you no longer have to wait for that dream to come true. That dream then becomes the reality that you are living. Oh how I want that to become your reality.
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If you were to go somewhere right now, would you choose to go somewhere to sit and relax, rejuvenate, explore, network or learn something new? 🌎💙😁

There were so many people that thought I was out of my damn mind when I left my six figure career. They thought I was “young and naive” and that I “didn’t know an opportunity of a lifetime.”
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Now first off, let me say that I am grateful as hellll for my previous career. I wouldn’t for a second change anything and I am so glad for everything that it did provide for me. Honestly #GAF
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Having a 6 figure income in your early twenties is amazing. I’m not going to lie. BUT I also want to point something else out.
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There was no guarantee that for the rest of my life, I was going to have that 6 figure income.
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What I learned was that things DO happen. Even if your boss loves you and you are doing an amazing job, there is no guarantee. So yes a 6 figure income is amazing, but that’s the problem, so many people take it for granted, thinking that it will always be there.
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I recognized this from a young age that things do happen and nothing is guaranteed, so honestly, I might as well create what I want to create and pave my own path. That was a benefit of entering the workforce in 2008 and seeing people from the first company I worked for, lose almost their entire life’s savings and their jobs.
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So when you keep thinking about how risky it is if you take that leap of faith, consider how risky the alternative that you are currently in, is also.
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Make sure when you are weighing the pros and cons of your situation, that you are honest about them, because that is often not thought about. How risky it is when you aren’t in control of your situation and you are leaving 100% control up to someone else?
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I would love to know, are you still doing what you thought you would be doing when you graduated? Or something completely different? I am doing something completely different, but much more fulfilling that I had imagined. 💙

I did all of the things I was “supposed to,” yet I felt so empty and unfulfilled inside.
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We are told to go to school. Get a good job that is stable and pays well. Put your time in. Buy a house.
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And I still felt like I was missing something. I felt like WTF is wrong with me?! And it was even harder to talk about it, because when you are in your early twenties and you are making 6 figures and you have done all of the things that you are supposed to do, you have officially “made it.”
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I was so worried about saying how I truly felt, because it would seem like I was ungrateful. Which couldn’t have been further from the truth. I worked so hard to get to where I thought I wanted to be and then when I got there, I did not have that sense of happiness, peace, comfort, excitement and pure bliss, that I had always dreamed of and thought I would achieve when I did XYZ and all of the things “right.”
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If you are living your life based upon what someone else says you should do, based on the feeling of “security” or “financial security,” let me tell you, when you know you need to be doing something else, please listen to that calling. Your body isn’t telling you that by accident. You aren’t feeling anxious because you are doing something you aren’t meant for anymore, by accident. Your body is telling you it is time that you spend more time making that dream come true that lies within you.
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Take it from me who “did all the things right,” that when I finally started listening to my intuition and not my ego and the opinions of others, that’s when my anxiety of not following my purpose dropped off. That’s when I finally felt like things were how they were supposed to be. That’s when the feeling of me being one person on the outside and another on the inside, ended.
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Listen to your intuition when it is telling you something is off. No there is not something wrong with you if you did everything right and still feel like you have failed. You life can radically change when you decide to honor the truth that lies within you that you are scared to honor. Please, please, listen to that little voice.
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Do you have plans for Valentines Day coming up? ❤️❤️❤️

When you aren’t doing what you are being called the most to do and you are allowing fear to hold you back and you stay stuck doing something that you may enjoy, but you know you have so much more in you, you don’t even realize but it comes out in your relationships.
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When you don’t feel in complete alignment with your true purpose and the message that you feel you need to be sharing with the world, naturally, you aren’t going to feel completely filled up. When you are feeling out of alignment and like you are stuck in an area in your life, it doesn’t energize you. It doesn’t make you feel so alive. It doesn’t provide that extra sense of fulfillment that just causes you to radiate and project yourself out at a greater level.
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When you are feeling like you are living your truth, when you are listening to your intuition and what your soul’s purpose is, your relationships go to another level. You show up differently. When you are happier on the inside, it absolutely affects how you interact with others. It starts a ripple effect from within you that exudes outside of you and that energy can completely change something that you felt wasn’t the same anymore. It can completely revitalize your relationships when you are the person who you want to be, when you are doing what you want to do.
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So stop thinking it is selfish to pursue what you want most. It is selfish to stay in something that doesn’t fulfill you the most and it absolutely is affecting your relationships right now. It is not just self love doing what you need to be doing, it is showing such great appreciation and love for those around you too.
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Stop thinking you are being so selfish because you absolutely are not. 💙

You know what I think is so interesting? When people stay in situations due to “security.” I want you to really think about that, at any given day, you can be told you don’t need to come into work. You can be at work using the washroom and come in to find all of your items, packed in two boxes and you are being thanked for your service and escorted out of the building.
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So what is this security you talk about? It truly does not exist. Not anymore anyways.
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Most people are too scared to take the leap of faith to do what they want most because they may end up in “the worst case” scenario and that fears them so much.
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But the way you are feeling right now, so out of alignment, like you aren’t doing what you were put on this earth to do, like any other person could fill in and take over your current position and that only you can do what you need to be doing. You are already in that worst case scenario, you feel completely misaligned, you are resentful that you aren’t doing what you want to, you feel trapped, anxious and you are wondering if you will ever be able to do what you want.
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Girl I hear you. I’ve been in the exact same situation as you.
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I can’t tell you how important it is, to take the time right now to get your finances in alignment, so you can build up what you want to do and then be in a better place financially to make that switch.
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There is no greater feeling that putting your heart 110% where you already know it truly needs to be.
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I did this and I want to teach you how to, too. Now that you know it is possible, all you have to do is reach out and we can make that happen. 💙

I had set the intentions to make $2000 to put towards a coaching program I wanted to do.
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Within 2 weeks I came up with the money just by selling my stuff.
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I had a saddle that I had been trying to sell for 2 years that was not selling. Then I set the intention that this saddle was going to sell to put towards that $2000 and within the week, that same saddle sold that I had been trying to sell for two years, sold. It is incredible how the pieces can come together, when you are crystal clear on what you want, when you want it by and you put in action.
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So set your intentions. Be way more clear, be crystal clear.
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Because you can’t get something or somewhere, if you aren’t clear on what you achieve. If you have got subpart results in the past, ask yourself, “Honestly, how clear was I when I said I wanted…”
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Clarity = success.
Lack of clarity = average results.
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What is something that you are very clear about, that you are going to do? That you are going to receive or achieve? 🌎🌴💴💙

Growing up, I had friends who went on vacations with their family. For me, I couldn’t even imagine what that was like. Our family never travelled and I didn’t have the slightest clue what that would even feel like.
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So I knew that as I grew up, I wanted to be able to experience more of the world. I wanted to breathe in different air, I wanted to see different environments and explore so much more of nature, I wanted to talk to different people and I wanted to walk in different soil.
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I wanted to feel educated in a whole new way by actually experiencing life.
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I grew up with such scarcity that even when I had the ability to travel, I didn’t because I didn’t have a money mindset that allowed me to feel abundant and to experience abundance. I just saved all of the time because I felt so scarse around money.
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This has been one of my biggest learning experiences that I have went on in my life, is changing my money story and understanding and constantly reminding myself that this world IS abundant. That we are abundant. That I am abundant.
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I wouldn’t be exploring a new place right now, if I hadn’t worked on my money mindset.
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When you heal your relationship with money, your entire world changes and you finally feel like you are living again. You aren’t stuck and you aren’t waiting for your life to begin. Your life is happening and you feel so excited to actually be apart of it.
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Heal your money story and you will finally feel so free and alive like you’ve always wanted to feel.
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Where is one of your favorite places that you have travelled?! So far, Kelowna, BC and hiking in Waterton, AB were two of my favorites. 🌎 🌲 ☀️

When I trained for my bikini competition I hired a coach. Why?⠀
Because it was not my zone of genius. If I want to do something and do really well at it and not struggle, I don’t think that the blind leading the blind is a good way to go.⠀
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I was coming from the modeling world and I needed to gain weight. This was very difficult for me and even though I knew I needed to, it was still really tough.⠀
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So instead of trying to achieve something I really wanted and struggling the entire time and getting caught up in my own head, I hired someone to get me the results I wanted, much faster.⠀
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It’s the same with your finances and with business.⠀
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You want to be able to travel the world YEARS sooner? Hire someone to help you manage your finances.⠀
You want your business to start bringing in real money, like way faster? Hire a business coach.⠀
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The sooner you stop resisting asking for help, the sooner you are going to achieve what you want more, with far less exhaustion and more of your mental health in tact.⠀
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Struggle is not inevitable. You have a choice. Choose to end the struggle.⠀
Asking for help is a sign of courage & confidence, not weakness.⠀
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When have you hired someone for something that was not tour zone of genius, that you are SO happy you hired them for?! 💙🙌🏼

I often get asked, yes Mandyy but HOW do I actually get out of this situation?⠀
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I think that one of the best things you can do right now to improve your situation is to learn how to manage the money that you have coming in right now. Whatever that number is, no matter how “low” you think it is, get really good at evaluating your income and expenses.⠀
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Then when you have a really good grasp of your finances and managing them, then start to see how can you increase your income. Could you improve your skills to solve a problem for someone? Could you start a side business from an idea that you’ve been thinking about forever but haven’t brought it to life yet? Could you invest more into your business and yourself in the areas that it’s/you’ve been struggling, to help your business start to really take off?⠀
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When you take action on all of the things that you can do, things start to happen, opportunities start to pop up, “coincidences” happen. But when you aren’t taking any action and you are staying in the same place, you are actually moving backwards, you aren’t staying in the same place.⠀
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So take action today starting with managing your finances better. I can absolutely assure you that when you do, you will be able to do the things that you want to and with so much less stress. But the Universe can’t give you what you want if you don’t take action to make it happen. She will meet you part way, but you have to start and not tomorrow, but today.⠀
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I am a huge book reader and would love to know either what you are currently reading or what your favorite book recommendations are! I finished The Desire Map and I absolutely LOVED it. I have more of my favorites listed if you hit the link in my bio to go to “My Favorites!” Check them out if you want some great recommendations! 💙

Do you want to be making more money in your business, but you aren’t investing in yourself or in your business?⠀
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How do you expect someone else to invest money into your services, if you aren’t willing to invest money into other people’s services and to invest in you?!?⠀
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Just think about that for a moment. If you are having trouble investing in other people’s services, you have a money block. That money block is going to come out in other areas of your life and you can bet, that it is going to show up as others having a hard time investing in you.⠀
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So when you are feeling really scarce and like there is no paying customers approaching you, I want you to think, are you resisting paying someone else to coach you, to help you with your business or your money?⠀
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How is your relationship with money? How are your thoughts and feelings that you have around money showing up in your business and affecting it?⠀
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That is one of the things I truly believe that has led to success that I have had, I have always understood the power of investing in myself. I have invested $30,000+ into myself because I know that the more knowledge that I have, the more valuable I am. The better I am with my money, the better I am at teaching others with theirs. The better I run my business, the better I can serve my clients. The more efficient I am in my life, the more I show up as the person I was to for myself, my loved ones, my clients and my tribe.⠀
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So I want you to ask yourself, when was the last time you invested in yourself? ⠀
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And remember, investing in yourself isn’t a one time thing. It’s not a I did it this one time and it’s going to last a lifetime, or even for the rest of the year. Investing in yourself is an on-going process.⠀
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What are you currently doing to invest in yourself? I am currently in three courses to help build my skills so I can always be improving myself & my business. 💙

One of the things I see often is women are working on building their businesses and they are doing some investments in themselves, but they aren’t working on managing their finances.⠀
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I think this is a huge mistake. When you take the time to figure out your finances, to know where your money is going exactly and to see that true reality, you are then able to shift and align your actions and your spending, with what is going to serve you the most. You are able to spend money in a way, that makes it so your business can expand much quicker, you are able to hire help faster. You don’t have to struggle so much, you can outsource your hard, non line of genius tasks, so you can do the stuff that you actually began your business, wanting to do, instead of all the other “little” or behind the scenes things that need to be done.⠀
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Working with a financial coach or taking a course on managing your money, is going to make it so you have MORE funds available to take your business to the next level. It will make it so you get more time back because you can afford to have more automation in your business (and hunny believe me, you need more automation in your business than you have now). You are able to take courses that give you the skills to be able to run a successful business, you are able to work with the business coach that you know has the mindset & the strategy to help you take it to the next level.⠀
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If I hadn’t completely dived into knowing my finances inside and out, I would have been able to invest more than $20,000 into my business in my first six months of business, when I hadn’t earned ANY income for over a year. I wouldn’t have been able to join the masterminds that I did, worked with the business coaches and taken the courses that I did and outsourced for my most difficult tasks.⠀
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In the big scheme of things, you are going to be able to have a more successful business that scales more quickly, when you take the time right now to understand your finances and to be able to have more funds available to invest in your most important asset, you. 💙

That thing that you are being pulled to do but keep waiting for everything to be “perfect,” you just need to do it! Take that messy action! If you wait until it’s perfect, no one will ever see it and that means that no one will be able to benefit from your gifts and talents!
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I am a recovering perfectionist, so naturally it isn’t easy for me to do things until I feel like I am already confident (but that makes ZERO sense because how will you feel confident if you keep waiting to take that action?!?), BUT I push through feelings and I make things happen!
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Trust me, you need to do that thing and you need to do it much sooner than later!
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What are you currently working on that you are going to take action on or release right away instead of waiting any longer?!
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For me, I’m going to be starting a blog of all things women & money, investing in yourself & building a business! 💙💰👩🏻‍💻💙

When I graduated I wore a hand-me-down 5 year old grad dress from my sister. .
I never tried on dresses when I was graduating because I knew I had a certain amount of money. It was either grad fees + food or a grad dress. And I choose the experience of being at grad and buying groceries. I prioritized being able to feed myself over having a brand new dress to show off in front of the other girls.
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When you are making changes to your lifestyle and have to set certain things as priorities, don’t see it as a burden. See it as a chance for something SO much more.
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See your future. Feel it. See what your life is going to be because you chose certain things right now and not others.
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Write down on a list what is your priority. What is going to be the catalyst that changes your life. And then focus on that.
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Is it getting your finances organized? Paying down high interest debt? Hiring a financial coach to help you get on a plan to achieve not only your financial goals, but your dreams, so much faster?
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You have the choice to decide what you prioritize. Make sure you are prioritizing what is most important to you.
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Since we are talking about grad and taking a walk down memory lane, what color was your grad dress and what did it look like? 💜

You know what the BEST feeling ever is?!
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The next month after you are done paying off a loan or a debt! When that next month rolls around and your lender doesn’t take your monthly loan amount out of you account!
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When you don’t owe a dime and the thing that you were paying off, YOU finally actually own, not the bank! Bye Felicia 💁🏻🙋🏻
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That feeling of being able to breathe so freely, is like no other. Not worrying about whether or not you have enough in your account to make that payment so you’re not ruining your credit rating.
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Not having to pay interest any longer and being able to say you are debt free from that lender, gives you the biggest boost in self esteem and self confidence.
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I can still remember how excited I was when I had my SUV paid off and I owned my vehicle, not the bank.
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You need to make getting rid of your debt an absolute priority. You need to commit to taking action. Pick a date to have it paid off by. Figure out where your money leaks are. Have someone to keep you accountable. Be consistent with your actions until that debt is paid off.
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What debt do you want to have paid off by the end of 2018 or a large portion of it paid off?
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My online course, Pay Off Your Credit Cards will be launching really soon and I couldn’t be more excited and thrilled for you to be debt free in 2018! 💰 💴 💵

Growing up there was a lot of uncertainty. But the one thing that was certain, was that there would be a daily fight between my parents.⠀
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The way I felt as a child, so anxious and uncomfortable because of the tension in the air, I tried to be a “good” kid in hopes that they wouldn’t fight.⠀
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I know first hand the pain that financial struggles cause in relationships and then lead into families.⠀
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I taught myself skills about money from a young age and I studied it because I knew what I didn’t want to feel and struggle with in my life. I knew that I could live a different way when I grew up, that I could have a relationship that didn’t involve anxiety, tension and fighting around money.⠀
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And I want you to experience that.⠀
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A relationship that feels how it did in the beginning. When you are so crazy about that person, that it almost feels like time stands still.⠀
Where you can’t wait to see them to tell them all about your day.⠀
A relationship where they go back to being your best friend and not just a great roommate.⠀
A relationship where it doesn’t feel like your money struggle is the elephant in the room that no one is willing to address.⠀
A relationship where you feel like you can talk about money and have a conversation that doesn’t cause you to almost have a panic attack.⠀
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Many women are willing to admit how their finances make them feel anxious and stressed, but they feel so scared or embarrassed to say how it is really affecting their relationship.⠀
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I want you to experience how your relationship used to be before the communication went down the gutter and the how the way you really feel, went unsaid.⠀
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When you make your finances a priority, relationships are saved.⠀
Your quality of life significantly improves.⠀
That area of your life that you know there is tension, that all improves.⠀
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Make sure that you show your partner how much they mean to you and your relationship, by asking for help.⠀
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When you don’t ask for help, all that happens is that tension, that anxiety, that elephant in the room, it just gets worse and the gap between the two of you continues to slide farther and farther apart.⠀
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But it doesn’t have to. 💙

On my way to the city today, Paul Brandt came on the radio and a line in his son really resonated with me, “and the outcome comes with a little bit of trust.”
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I couldn’t agree with this more. I am a recovering perfectionist and I can tell you, there are so many opportunities I lost out on because I needed to know HOW something would happen, I had zero trust in the universe.
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The past few years I have worked hard to break away from my perfectionist tendencies and needing to know the “how” and the outcome. That’s what makes it so beautiful, that’s what makes it worth it.
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Stop trying to control everything because you miss out on the beauty of everything happening as it should.
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One of the women I admire most, said to em over and over again, “trust the process.”
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Taking action is so important to accomplish your dreams, but so is having trust that everything is working FOR you. Don’t kill your dreams by giving up on them before they’ve had a chance to really come to life.
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Are you a listen the radio/music, podcasts or something else when you are driving? I am a big podcast listener, but today my body was craving music, so that’s what I gave it. 💙

One of the best things I ever did, was heal my money story.
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When I finally decided that I wasn’t going to replay the same disempowering story over and over again in my head, that is when I got my life back. That is when the anxiety ended.
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Going from having a panic attack when I was driving and feeling so out of control with my thoughts that they were overtaking my body, to feeling empowered and having a healthy relationship with money, is one of the best feelings in the world.
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It didn’t happen overnight, but putting in the work to go from a financially scarce mindset to understanding that at any given money there are trillions of dollars circulating in the universe, has been an empowering journey.
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The world is abundant. Money is abundant. You deserve abundance. You are worthy of abundance.
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Changing your money story that you tell yourself and that you affirm every single day, is what will empower you to live a life that is and feels abundant.
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You deserve to know what abundance feels like and I want you to change your money story, so you can experience it too. Because believe me, you are already worth abundance my love.

Are you exhausted because you’ve been struggling on something that is not in your zone of genius?
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We all have things we are talented at, we all have skills and strengths. But we also have weaknesses.
When you are spending so much time on something that is your weakness, it drains you mentally and emotionally. It can cause you to feel stuck, to feel like you’re spinning your wheels.
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Recently there was something in my business that I thought I could do myself, I was all, “yes girl you can do this!” And then I started and realized it was totally out of my zone of genius.
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I thought about it and I weighed the pros and cons.
Struggle with it, have it not turn out the way I want, make me want to rip my hair out, test my patience and not even feel happy when I am done it but exhausted and grumpy (being honest here lol).
Or, I could hire someone to do it who it IS their zone of genius, get it done quicker, be super pleased with the results, have a full head of hair and not be exhausted.
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I chose to hire someone to do it. And guess what? I was over the moon pumped about how happy I was with the job they did, it was done quicker than I could have did it and it was a really pleasant experience.
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It is great to save money where you can. But what you also need to think about is how you will feel emotionally, mentally and physically when you are struggling with something that is not your strength or in your zone of genius.
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Many times I have seen people save money doing things themselves and it ends up costing them way more in the end financially, mentally, emotionally and physically.
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Remember, numbers are important, but so is your health and well being.
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If you are struggling with something that is not in your zone of genius, one of the best things for you is to reach out. Don’t just look at the $ dollar amount, take a step back and look at the overall picture.
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What is something that you paid someone else to do or help you with one time, that you said, “OMG I am so happy I paid someone to do this for me!”
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I could name about a 1000. Not a joke. Starting with my house lady that comes in two times a month. And today just happened to be that day. Yayyyyy. 💙💴💙

“If you are the smartest person in the room, then you are in the wrong room.” - Confucius.
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Take a really good look at the people that you are allowing in your life.
The people who make up your environment that translates into your mental environment.
Your mental environment is a very valuable environment that you need to be very careful who you let in.
Evaluate whether these people bring you up or down.
Do they make you feel good about yourself? Or terrible?
Do they love hearing about your dreams or do they think you are unrealistic?
Do they have high visions and aspirations for themselves?
Are they stuck in their life? Are they consciously advancing forward?
Do they challenge you to be a better version of you?
Do they call you out on your BS?
Do they support you when you have fallen and encourage you to try again or that you tried and that was good enough?
Do they make you feel guilty to improve, so you just choose to stay small?
Make sure there are people who are smarter than you in your circle.
Make sure there are people who are honest and will call you out when you need it.
Make sure there are people who want you to go for your dreams, who encourage it.
Make sure there are people who have:
Accomplished what you want to
Or been through your struggles
Or know the steps you need to take to get you where you want to be
Have people in your life who make you feel excited and grateful every single day that they have came into your life.
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What is one thing this week that you are proud of? No matter how “small” you think it may be, celebrate the “little” wins girl! 💙💴💙
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I’ll go first, I accomplished some really big things tech wise and I am really excited about them! One step closer to having my Pay Off Your Credit Cards course launched!

Here is a benefit of working with someone to help you with your finances versus you going it alone, that you may not have thought of.
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Maybe you have already tried to talk to your significant other about how you feel about your financial situation.
Maybe you have already tried to “budget” and it hasn’t worked.
Maybe you are scared to talk to your significant other about spending habits in your home.
Maybe you’ve had fights or disagreements so you try to avoid talking about money altogether.
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If you hire someone to help you with your finances or take a financial course or program, which will provide you with actionable steps to take, that alleviates a lot of tension between you and your significant other because someone else is telling you the steps you need to take.
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It is often a lot easier to listen to someone who isn’t as close to us as our loved ones are.
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Sometimes having someone else say what needs to be done, makes it easier because then you aren’t “nagging,” or “trying to cause a fight.”
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Soon I will be launching my online course, Pay Off Your Credit Cards that will walk you through the steps to take to get your credit cards paid off once and for all.
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What is something that you do for self care when you are feeling like your need soul needs nourishment?! For me, it is meditation and reading. 💙💴💙

When I was 14 years old I taught myself how to build a website from scratch. And this was back when there was no YouTube to look it up to give you the exact steps of how to do it.
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I created a website and I marketed (although I had NO idea what those words meant back then), my horses that I had.
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In order to have money to purchase things, I would buy a horse, fall completely in love with it and do everything under the sun and then when the time came, I would sell them.
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This is how I was able to afford to show horses, was from selling one horse, to pay for my next horse and my showing fees.
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The first horse I sold off of my website was sold sight unseen to South Carolina. They didn’t even see a video of her. They seen 3 [terrible] photos that I took of her, they sent me an e-transfer and had her shipped to the US.
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All of this from my little homemade website (I think it was called Piczo?). And there was no Facebook or other sites back then to promote yourself or what you were selling.
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And I continued to do this for years as I got older.
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I spent a ridiculous amount of time tweaking my website, always improving it, improving my photography skills and everything else I could do to become better at it.
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Yes I was scared to publish this little website that I taught myself to build on dial up internet.
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Yes I was worried about failure and letting myself down.
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But you know what?
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I did it anyways. I faced my fears.
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And because I faced those fears, I was able to achieve great success for a kid who hadn’t even hit puberty, who possessed absolutely zero tech skills.
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I know exactly how it feels to want to do something, but to be scared.
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That thing that you want to pursue so much more?
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Ya you need to make it happen. Like yesterday.
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Girl I am here to support you and to tell you that your dreams, can absolutely become your reality.
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And they really really should.
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You deserve to feel the excitement about doing exactly what your heart is wanting you to do.
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Are you still feeling on track with your goals you have set for yourself this year?
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I am! One of my goal will be coming true soon when I release my Pay Off Your Credit Cards course!

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