financialplanning101 financialplanning101

127 posts   3,295 followers   31 followings

Charlie Fernandez 🇵🇭  Executive Financial Advisor 📈 Investments. Life & Health Insurance. Retirement / Educ/ Estate Plan 📩AXA.CharlieFernandez@gmail.com ☎️ +63928-5071016

Advancements in the medical field have increased our life span but this incurs cost. Medical expenses have and are continuing to increase. That is why health insurance is very very important. It is there for us who want to protect our investments. It is there for us who want to live longer. It is there for us who do not want to burden anybody else.
.
Get health insurance as soon as you can! You will never know when you will need it. Remember that insurance is not bought by money, it is bought by good health!
.
To learn how you can start protecting and investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

With long term investing, time would mostly be on your side. Time will help weather storms and ease out market volatility. When investing, invest in the good fundamentals of the company and give the company time to earn as it should. This way as the company earns, you will too.
.
Do not rush earnings. Make it ripen over time like a good bottle wine. :)
.
To learn how you can start planning and investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Insurance companies act as back ups for individuals and businesses. They are there for emergencies. It is for this reason that nobody wants them to fall. Governments and insurance companies help each other so that all will be able to provide what they are supposed to.
.
It is actually highly improbable that an insurance company will close down because of a few things. They have strong financial backgrounds. They are strictly regulated by the Insurance Commission of the Philippines. They are required to make a reserve of money to ensure liquidity in case of losses. They will also merge with other insurance companies if ever they fall. A third party bank is also assigned to watch over the funds to ensure that all is compliant. There is also a thing called reinsurance where there insurance company is insured by someone bigger.
.
Getting insurance is supposed to make you feel safe and not the other way around. As far as I know, there is no insurance company in the Philippines that has closed down.
.
To learn how you can start planning and investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

The inflation rate for the Philippines last August 2018 is at 6.4%. This means that goods are getting more expensive and in turn means that our money is losing value. How to counter this? One of the ways is to invest. Look for investments that may yield higher than the inflation rate so that your money will grow. Otherwise if you just leave it in a savings account, then it will lose value.
.
So we do nothing, then that is exactly what will happen... :)
.
To learn how you can start planning and investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Be responsible. Make sure you have a plan for your future. Plan for your retirement. Plan for your medical expenses. We must be responsible for our future selves. We must look ahead and prepare. We should not burden our spouses, children or anyone for that matter.
.
To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Do your research when investing in a business. Check the track record of the business and the people running it. Ask experts for their views and recommendations. Inform yourself. This way, you will be more confident with your decisions and you can decide based on information rather than emotion. .
To learn how you can start investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

It is very very difficult to time the market consistently. Buying at the bottom and selling at the top all the time is quite impossible unless you can see into the future. Most of the time, you will end up losing more money.
.
A better approach would be a systematic one with a long term outlook. This will help give businesses ample time to grow and earn. It will also help in tapering market volatility. In the end, the risk is lessened and you tend to earn more versus timing the market.
.
To learn how you can start investing for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Why do you insure your car, house, building?
.
You insure them because you do not want to spend a lot if ever something happens to them.
.
What if something happens to you? Your loved ones will grieve for sure. On the practical side, will they have enough financially to live on? Do you think your loved ones will wish that you had gotten yourself enough life insurance?
.
Protect your family! Get life insurance!
.
To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

The goal of investing is to grow your money. You can apply your investments to your future needs such as retirement. When you invest, you earn, and when you earn, you only not earn money, you also earn time. Time when you do not have to work. Time when you are free to do as you choose.
.
Wouldn’t you want your time to be spent doing what you want to do?
.
To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Be critical on where you spend your income. Ask yourself whether you really need what you will buy? Ask yourself, what is more important, this thing I am buying or an investment for your future self?
.
Part of your financial planning is prioritizing your expenses and budgeting your income and doing this over and over again. :)
.
To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

We all know that we will be retiring. We also know approximately when that will be. For us with children, we all want them to study and we know it is expensive. We also know when they will be studying. For us with families, we all we will pass away however we do not know when. Will your left loved ones be financially stable if ever you pass away suddenly?
.
What is stopping you from preparing for what we know will come? What is stopping you from preparing for what we know may come?
.
Preparation and planning is key. Plan now before it is too late. Start saving and investing even small amounts and develop the discipline. Then grow the amount as you go along. .
To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

When looking for insurance and or investments, greatly consider the financial advisor because you and your advisor will have a very long relationship. The advisor should be someone competent, someone with compassion and someone you can trust. Look for an advisor who you are comfortable with, understands your needs and advices accordingly.
.
If you are interested in insurance and investments and are looking for a financial advisor, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #insurance #lifeinsuranceph #lifeinsurance #retirement #retirementplans #invest #health #healthinsurance #healthplans #criticalillnessinsurance #education #educationplans #Philippines #Manila

Most Popular Instagram Hashtags