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Charlie Fernandez 🇵🇭  Executive Financial Advisor 📈 Investments. Life & Health Insurance. Retirement / Educ/ Estate Plan 📩AXA.CharlieFernandez@gmail.com ☎️ +63928-5071016

When I learned about financial planning, insurance and investments, I really wished that I started earlier in my life. I just kept on postponing and postponing not realizing that I was losing a lot by doing so. But no matter, I started when I started and I am still glad I did because now I am in the right track. I am now planning for my retirement and my son’s education. I am also financially preparing myself for unexpected events like getting diagnosed with a critical illness and even passing away. I do not want to be a burden to anyone if ever I get critically ill or when I pass away that is why I am making sure that I am covered.
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To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
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I pay myself first before I spend for other things. I set aside a portion of my income every month and have AXA invest it for me. I do this because if I set aside what is left from my spendings, more often than not, I will be left with zero savings! :)
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So by paying myself first, I am sure that I will have some money for my future needs like retirement, my son’s education and my medical needs.
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To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest #health

Thinking about your past earnings and expenses either will make you kick yourself or pat yourself on the back. No matter what you do to yourself, the best thing is to learn from your past. Adjust what you think should be adjusted and continue what you think should be continued. I do think about my past earnings and expenses and each time I do, I get the chance to learn from my past and apply it to my future budgeting.
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To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest #health

We dream of our future not realizing that our dreams can become our reality if we plan for it properly. We must set goals for us. Goals that are specific, measurable, realistic and within a time frame. By setting our goals, we are a step nearer in achieving our dreams.
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To learn how you can start planning for your future, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest #health
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A lot of lives are saved and prolonged because of advancements in the medical industry. These however come with a price, a hefty price, as medical treatments get more and more expensive each year. If you ask me, as part of financial planning, I think living a healthy life will probably save you a sum of money in the long run. So let us start to live healthy lives and live well. :)
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest #health

We as adults must be able to live independently when we grow old. We must not put any burden on our children. While we can, we must plan and take measures so that our finances and health are covered. .
What happens when you retire? Will you have enough money to live?
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What happens if you get sick? Will you be able to pay for the medical bills?
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What happens when you pass away? Will your loved ones that you left behind be able to live a comfortable life?
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Do you have these covered? If not, where do you start? How do you do this?
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016. Start early! Start now!
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest #health #healthinsurance

What we do in the present will surely affect our future and only you truly have the power to make what your life will be. It is the same thing with investing. You can invest and financially prepare for your future but you are the only one who can start it. .
Consult your financial advisor on planning, saving and investing! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

There are many resons why people end up rich. I think there are two reasons that would rank high on this list. These would be spending wisely and planning properly.
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Consult your financial advisor on planning. Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

It is one thing to earn money, it is another thing to keep it. If you want to be financially independent, you have to have a plan, a strategy. You have to set a goal for yourself have the discipline to see it through. You do not need a lot of money first to start your journey to financial independence. You can start small and work your way...
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Consult your financial advisor on planning, saving and investing! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

Educate yourself on basic financial concepts and tools. You do not need a finance-related degree for you to be financially literate. Knowing your current financial situation is a start. These are some questions to think about.
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How much do I earn? How much do you spend? What future needs should you start saving up on? What happens during emergencies? What if I get an illness? What if I pass away, what will happen to my family? When will I retire? Will I have enough money?
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When you have answers to these questions, the next thing to do is ask yourself what are you going to do about it?
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Consult your financial advisor on planning, saving and investing! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

When the markets are down, just like they are now, it is a good opportunity to start investing. It is like buying things on sale. :)
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Consult your financial advisor on investing! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

To reap financial benefits, one must plant and sow the seeds. One must have a plan. We must do the actual saving and investing as early as we can. The more time you have, the more you can plant, sow and reap! :)
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Consult your financial advisor on saving and investing! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investmentph #insuranceph #financialadvisorph #financialplanningph #investments #insurance #lifeinsurance #savings #retirement #save #invest

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