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Charlie Fernandez 🇵🇭  Executive Financial Advisor 📈 Investments. Life & Health Insurance. Retirement / Educ/ Estate Plan 📩AXA.CharlieFernandez@gmail.com ☎️ +63928-5071016

In planning your finances and your future, we have to consider both expected and unexpected events where you will need a substantial amount of money. An expected event would be RETIREMENT or EDUCATION of your child. An unexpected event would be MEDICAL TREATMENT due to an accident or critical illness. Considering unexpected events is very important because otherwise they may blindside you one day and you will end up using your retirement or education fund for this or even borrow from other people. Be prepared and prepare! .
Consult your financial advisor on financial planning! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

Being financially independent should be our goal from the moment we step into adulthood. We must plan ahead and always have the future in mind. A future without depending on anyone but ourselves. A future where we can financially stand on our own no matter what age we are. And a future when we can enjoy our true freedom, where we do things because we want to and because we can. This is difficult without financial planning. .
Consult your financial advisor on planning and investments! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

Thinking of the future allows us to consider different possible events in our lives. There are expected events for which we must financially get ready for. RETIREMENT for example is an expected event that everyone should prepare for. There are also unexpected events that we should financially prepare for. Accidents and hospitalizations are examples of these unexpected events. Bottomline is that we should try to prepare our finances for the future so we can afford it when the time comes and so we can avoid tapping into another fund for a different purpose. .
Consult your financial advisor on planning and investments! Start early! Start now! :)
.
To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #investing

Are you planning financially for your future? Are you saving? Investing? I strongly suggest that you start as soon as you can. Set aside a little each payday. You can start small and then increase it later on. Make it something you have to do just like paying your bills. Pay yourself first. :) Start the discipline of saving and then look into life insurance and investments. Plan for your future.
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Consult your financial advisor on Investments! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

Taking care of our bodies and ensuring that we are in good health should be our number 1 priority. Monetary wealth can be a big help in keeping us healthy but it has limitations. Sometimes no matter how much money a person has, there is just no cure. Other times when there is a cure, it is more than what we can afford. So we drain our savings and investments, borrow from our relatives, do fund raising activities, ask from charities and more... We end up doing everything to pay for the medical bills. Most of the time, we do not allot funds for our medical needs. We just react.
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Living a healthy lifestyle will surely lessen the chances that we will need medical attention. Let us be PROACTIVE with our health and start eating right and exercising regularly. Being in good health will not only save you some money, but also generally keep you alive longer to enjoy your life.
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Live a healthy lifestyle! Start early! Start now! :)
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AXA.CharlieFernandez@gmail.com or +63928-507-1016.
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#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest #health

If you want to grow your money and build your wealth, you first have to SAVE. Then part of what you save, you INVEST. There are many investment opportunities out there and it is best to invest in various instruments to mitigate the risk since most investments are not guaranteed.
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The PSEi Index (Philippine Stock Exchange, Inc. Index) this week has reached an all-time high three times! Though it would have probably been better to have invested before today, It would still probably be good to invest today since analysts predict that the PSEi Index will continue to rise. .
Consult your financial advisor on INVESTMENTS! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

Being financially literate is very important. You can earn lots and yet you find yourself always not having enough and not saving anything. .
Being financially literate does not mean that you do not spend anymore. It means you budget wisely and spend wisely. It means that you have to consider emergencies and your future needs. It means planning ahead...
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Consult your financial advisor on financial planning! Start early! Start now! :)
.
To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

We do not know what lies in the future but we can prepare for the different challenges ahead.
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What if I pass away suddenly? Will my family be financially stable?
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What if i get diagnosed with a critical illness? Who will take care of me? Can I afford to pay for my medical bills?
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What happens when I retire? Will I have enough money to live? Can I afford my medical expenses?
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Be prepared. Plan ahead.
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Consult your financial advisor! Start early! Start now! :)
.
To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

When someone passes away, he or she leaves people behind. Ask yourself if you pass away now, how will your loved ones cope emotionally and financially? Will they have a hard time? How long will they be able to live comfortably without your income?
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Of course, life insurance is one of the solutions to this, and I do recommend everyone to get one even if you do not yet have families of your own.
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The later you get, the more expensive it will be. The sooner you get the more cost effective it will be.
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Look ahead, plan ahead, it will be less expensive on your end.
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Consult your financial advisor on your life insurance! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

EDUCATION expenses for your child increase year on year and is an expected expense. You know it will come and you know when.
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Will your child's education be dependent on you financial capability? Will you provide the best education for your child?
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Are you ready for it? Will you start getting ready now and start building a fund? Or, will you just wing it when the time comes?
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Consult your financial advisor on your child's EDUCATION fund! Start early! Start now! :)
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To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest #educationfund

RETIREMENT - maybe a long way away for some of us, but that this is something you will have to do! You will have to retire someday.
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The questions now for you would be: When? 60? 70? 80? Will you have enough money to spend and enjoy your golden years? Will you have enough for medical expenses? Will you financially depend on yourself or will you be a burden to someone else?
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Think about how you want to retire and make that your goal.
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Start your RETIREMENT fund while there is a long way to go. That way, you have time on your side which can help in growing your investments.
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Consult your financial advisor on your RETIREMENT fund! Start early! Start now! :) To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.
.
#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

More than a decade ago, a friend of mine approached me and talked to me about life insurance.
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I was single then; I was a skeptic, but I got myself a policy anyway.
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Now, fast forward to the present, I have a family, and looking back, I must say, getting that policy is one of the best decisions I have made. I now have peace of mind that my family will not be financially burdened at least for while and I was able to do it at very low premiums since I got my policy when I was younger.
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My advice to all is to get yourself a life insurance policy so you can still take care of your family even when you have passed.
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Consult your financial advisor on life insurance! Start early! Start now! :) To learn how you can start, contact AXA.CharlieFernandez@gmail.com or +63928-507-1016.

#financialplanning #financialadvisortips #getrichtips #financialfreedom #financialindependence #AXA #AXAPhilippines #failproof #failproofyourfuture #money #savings #investment #investments #insurance #lifeinsurance #savings #retirement #save #invest

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